How to Write a Cheque?

How to write a check with cents, for 1000 or a void check? Here are the steps you will need to take to properly fill out a check.

What Is A Check?

A check is a written, dated, and signed instrument that directs a bank to pay a specific sum of money to the bearer. The person or entity writing the check is known as the payor or drawer, while the person to whom the check is written is the payee.

How To Write A Check With Cents

Sometimes it’s the small things that get you. You might be familiar with checks, but you get stuck writing out the amount. Writing a check with cents is especially tricky, but with a little bit of practice, you’ll soon be able to do it without thinking.

At first, write the exact cent amount of your check. If the check is for twenty-five cents, then write “0.25” in the box. Then, bellow the section where you write to whom the checked should be paid, first write the word ‘Only’. Then write the amount in word format. In this case, you would write “Only Twenty-five Cents.”

For example, assume you need to write a check for eight dollars and fifteen cents (that’s $8.15). There are two steps:

  1. Write the amount using numbers (see the red number one in the picture below).
  2. Write the amount using words (see the red number two in the image below).

First, write the amount in numeric form in the dollar box, located on the right side of your check next to the dollar sign (“$”). Start by writing the number of dollars (“8”) followed by a decimal point or period (“.”), and then the number of cents (“15”). Ultimately, you’ll have “8.15” in the dollar box. For more examples and practice questions, scroll down.

Next, to write out the check’s amount in words, the two steps are similar:

  1. Write out the dollar amount.
  2. Write the word “and.”
  3. Write out the number of cents.

The tricky part is putting the number of cents into fraction format. To do so, write the number of cents, then write a slash (“/”), and then write the number 100. Technically, this is the fractional amount of whole dollars.

Using our $8.15 example, write the following:

  1. “Eight dollars”
  2. “and”
  3. “15/100”

Write everything together on one line so that it reads “Eight dollars and 15/100.”

How To Write A Check For 1000

To fill in the fields on a check for 1000 dollars proceed as follows:

  1. DATE: Write the current date or the earliest date you would like the check to be cashed, in the upper right corner. The month, date, and year must be included.
  2. PAYEE Fill in the payee information, that is the business name or first and last names of the person the money goes to, on the next line.
  3. ** (Amount in Numeric Form):** Put *1000.00* in the box right after the sign on the same line. Make sure to include the decimal part 00.
  4. DOLLARS (Amount in Words): Write One thousand and 00/100 on the next field as far to the left on that line as possible. Use sentence case.
  5. FOR Note what the check payment is for on the next line, e.g. the invoice or contract number. Observe that this memo field is optional.
  6. SIGNATURE: Duly sign the document above the line in the bottom right corner.

How To Write A Void Check

  • A voided check may be necessary to set up direct deposits, automated clearing house (ACH) transfers, or electronic bill payments.
  • Voiding a check means it can’t be used to make a payment or otherwise withdraw money from your checking account.
  • The process for voiding a check is very simple.
  • If you don’t have checks, there are other steps you can take to set up direct deposit or electronic payments.

Voiding a check isn’t that difficult. Here’s what you have to do, step by step:

  • First, get a blue or black pen.
  • Next, write “VOID” in large letters across the front of the check, or write “VOID” in smaller letters on the dateline, payee line, amount line, and signature line, as well as in the amount box.
  • Make a copy of the voided check for your records and note the check number in your register if you keep one.

That’s really all there is to it. Once you’ve voided the check, it can no longer be used to make payments.

How To Write a Check Chase

Here are the 6 parts of a check that you need to fill out:

  1. “Date” – In the top right corner, you will need to fill out the date.
  2. “Payee” – This is where you write down the name of the person or organization that will be receiving the check.
  3. “Money Box” – This field indicates the amount to be paid to the recipient. Be sure to include the cents. If there are no cents, then just write “00.”
  4. After filling out the money box, you will have to write the exact amount of money in words that you filled in the “Money Box” on the line below that ends with Dollars. Be sure to include the cents. This field, along with the money box, will determine the validity of the check. If either field is wrong, then the check will be invalid.
  5. “For or Memo” – In this section, you can write what you are using the check for. If the recipient does not require you to complete this field, then you won’t have to. Just be sure to double-check.
  6. “Signature” – This field will also determine whether or not the check is valid.

How To Fill Out A Check


While less common than they once were, checks are still widely used, even in today’s digital world. Paper checks are an effective and inexpensive tool for moving money, but you probably don’t write a check every day (or maybe you’ve never done it before).

Here’s an overview of the perfect check.

  1. Current date: Write this near the top right-hand corner. In most cases, you’ll use today’s date, which helps you and the recipient keep accurate records. You can also postdate the check, but that doesn’t always work the way you think it will.
  2. Payee: On the line that says “To,” write the name of the person or organization you’re paying. You may have to ask “Who do I make the check out to?” if you’re not sure what to write because this information needs to be accurate.
  3. Amount in numeric form: Write the amount of your payment in the small box on the right-hand side. Start writing as far over to the left as possible. If your payment is for $8.15, the “8” should be right up against the left-hand border of the dollar box to prevent fraud.
  4. Amount in words: Write out the amount using words to avoid fraud and confusion. This will be the official amount of your payment. If that amount is different from the numeric form that you entered in the previous step, the amount you wrote with words will legally be the amount of your check. Use all capital letters, which are harder to alter.
  5. Signature: Sign the check legibly on the line in the bottom-right corner. Use the same name and signature on file at your bank. This step is essential—a check will not be valid without a signature.
  6. Memo (or “For”) line: If you like, include a note. This step is optional and will not affect how banks process your check. The memo line is a good place to add a reminder about why you wrote the check. It might also be the place to write information that your payee will use to process your payment (or find your account if anything gets misplaced). For example, you could write your Social Security Number on this line when paying the IRS, or an account number for utility payments.

Steps on how to fill out a check

Below are the steps you will need to take to properly fill out a check:

1 – Write the date in the top right corner.

2 – Add the name of the recipient next to “Pay to.”

3 – Write the value to be paid in numbers next to the “$” symbol.

4 – Write out with words (spell it out) the amount of the payment on the long line.

5 – Sign with your signature in the bottom right where it says “Per.”

6 – Optional: Add a note where it says “memo” or “re:” in the bottom left corner.

Detailed explanation of how to write a check

Let’s explore each of the above steps in more detail. By the end of this guide and after practicing a few times, you should find the process very easy and natural.

#1 Date

The first step is very easy. All checks contain a place to write the date in the top right corner, and it should be today’s date (the date at the time of signing the check). Sometimes people will post-date by writing a future date. However, this has no impact, as the check becomes legal tender as soon as it is signed.

Example: “Jan 1, 2018”

#2 Name

The next logical step is to write the correct name of the person receiving the payment. The person can be an individual, a business (corporation), a trust, a school, or any entity that has a bank account to deposit funds into. Make sure you spell the name correctly although, in practice, many banks will provide some leeway on spelling, nicknames, and abbreviations.

Example: “John Doe”

#3 Value (#s)

Next, on the right side of the check will be a place to write the cash value that the recipient will receive. Use numbers and write the full amount in dollars and cents.

Example: “$23,010.52”

#4 Value (in words)

It’s usually easier to write the value in numbers first, and then in words. In this step, look at the value you wrote in numbers and spell it out in words. You usually only have to write out the dollar value – the cents can be written numerically.

Example: “Twenty-three thousand and ten dollars and 52 cents”

Alternately: “Twenty-three thousand and ten and 52/100 dollars”

#5 Signature

As the last step, add your signature after you’re sure everything is correct. Sign just as you always do on any legal document. Most checks have a line to sign on.

Example: “/SIGNATURE/”

#6 Memo

This is an optional component of how to write a check. If you wish to add some additional information such as what the payment is for, you can add it here. There is usually a little amount of extra space on the bottom left corner.

Example: “January Rent Payment”

Completed Check

Below is an example of what the completed check should look like. Note, this is not a real check.

How To Write A Personal Check

Here are the steps you need to complete to properly write a personal check that your recipient can deposit or cash without any issues:

  1. Write in the date of the check, it’s usually going to be today.

  2. Write in the name of the payee (who you are paying) on the “Pay to the Order Of” line

  3. Write in the amount in numbers, with dollars and cents, in the square box.

  4. Write in the amount in words including cents. $1,234.56 would be “One thousand, two hundred thirty-four and 56/100”

  5. Write in a description in the memo, following any instructions provided by the payee (like including your account #, etc.)

  6. Sign it.

Frequently Asked Questions (FAQs)

1. How can I write a check?

Writing checks is an easy and important skill every adult should know. To write a check, fill in the current date on the line in the upper right corner, the name of the recipient in the “Pay” field, the numerical amount next to the dollar sign ($), and the written form of the same amount on the line beneath; sign the check on the bottom right line and consider adding a “memo” about the check’s purpose on the lower left line. The more often you write checks, the more natural the process will become.

Here are some steps that I need to follow in order to write a check:

01. Write the date on the line in the upper right-hand corner. There will be a blank space next to or above the word “Date.” Remember that a check is a legal document, and the date written here should always be the day that you sign the bottom of the check.

02. Write the name of the recipient. Write the name of the person or company you’re sending the check to next to the line that says “Pay to the Order of.” If it’s a company and you’re not sure exactly what it’s called, make sure you get that information right before you write the check. You can also just pay the check to “Cash,” but be careful, because that means that anyone can cash it.

  • If it’s to an individual, include both their first and last names. If they are a ‘Jr.’ or a ‘Sr.’ you should include this as well.
  • If the check is going to an organization, write out its full name. Do not use acronyms unless explicitly given permission.

03. Write the amount of the check to the right of the dollar sign. Write the exact amount, using dollars and cents. If the check is for twenty dollars, write “20.00.”

04. Write the monetary amount of the check-in word form below the Name. If you’ve written a check for $20.00, write either “Twenty dollars and 0/100 cents”.

05. Sign the check on the line in the bottom right corner. Your check will be invalid if it is not personally signed.

2. How do you write $100 on a check?

First write the exact amount of your check, using dollars and cents in dollar sing box. If the check is for $100, then write “100” in the box. Bellow the “name” write the amount in word format. In this case, you would write One Hundred and 00/100.

3. How do you write 1500 on a check?

In the Dollar box write, “1,500.00” and in the Dollars line write, “one thousand, five hundred and 0/100.” How to write a check for 100 dollars: In the Dollar box write, “100.00” and in the Dollars, line write, “one hundred and 0/100.”

References

References
  1. https://www.investopedia.com/terms/c/check.asp
  2. https://www.thebalance.com/how-to-write-cents-on-a-check-315355
  3. https://howtowriteacheck.net/how-to-write-a-check-for-1000-dollars#:~:text=%24%20(Amount%20in%20Numeric%20Form)%3A,Use%20sentence%20case.
  4. https://www.hustlermoneyblog.com/chase-check-writing-process/
  5. https://www.wikihow.com/Write-a-Check

To write a check, you may follow some steps to fill it. But for this, you should know about these steps and why you fill them.
In the modern era of online money management, mobile bank, and digital payments, there are still some situations where you need to do some old fashion money handling techniques like writing a check or cheque.
You can say that they are less common but they still used even in today’s digital world. A check is an inexpensive and easy tool for moving money. You probably not written it but it is an effective way to use it.
Check does not come with sets of instructions, you need to understand it for completing, receiving, and depositing a paper cheque. It contains re-printed information on a blank section that is correctly and completely filled or you might financially affect.
For filling out the check, you might know that where to put sign, date, and money if you do it for the first time in a while. It’s still important and put in service skills.

There are several steps to follow to write a check:

Step 1: Date the check

It is written in the top-right corner of the check. It is necessary for the bank and person you are giving the check to know when you write it.

Step 2: Who is this check for?

Here you write the person name or company name, who you are giving the cheque. Make sure to write the correct name of the company or person, or anybody can cash or deposit it.

Step 3: Write payment amount in Numbers.

There are two places, where you write the payment amount. First, you add the amount in Dollars or rupees numerically, within the small box on the right. Write numbers in a clear format, so the bank can easily detect this money from your account.

Step 4: Write Payment amount in Words.

Write the exact numerical amount in words that the numerical amount you write in the box. If you write a check with cent amount, be sure to put cents over 100. Writing the amount in words is important for banks as it confirms the total payments.

Step 5: Write a MEMO.

It is optional but helps for knowing that why you write it or whom. Or you say it’s for additional information, you can also write account numbers in it.

Step 6: Signature the check.

You must signature your name at the bottom-right corner. As it sure that you are agreed to paying stated amount.

Check is a document that needs to be filled properly otherwise it is of no use. Over-writing and cutting is not allowed. While filling it, all your attention need to be on the check, one mistake and that check becomes useless.

Make sure whenever you go to a bank to withdraw cash, always hand over your check to the cashier who is present there, never give it to a stranger. There are many people in the bank who have an intention to trap other person and steal money from him or her.

Types Of Checks

Different types of checks are:

  1. Bearer Checks

  2. Self-Checks

  3. Account Payee Checks

  4. Crossed Check

  5. Traveler’s Check

Is It Safe To Withdraw Cash With Check?

In the event that you do ruin a check, make sure you destroy it properly. On the off chance that you need to send a check by post, don’t give any pieces of information on the envelope that could mention to fraudsters what’s inside. Abstain from utilizing window envelopes.

What Is A Check?

A check, or check is an archive that arranges a bank to pay a particular measure of cash from an individual’s record to the individual in whose name the check has been given.

The individual composing the check, known as the drawer, has an exchange banking account (regularly called a current, check, chequing or financial records) where their cash is held. The drawer composes the different subtleties including the financial sum, date, and a payee on the check, and signs it, requesting their bank, known as the drawee, to pay that individual or organization the measure of cash expressed.

Features Of A Check

  • A check should be in writing and properly signed by the drawer.

  • A check contains a genuine request

  • A check is given to the predefined investor as it were

  • The sum determined is consistently sure and ought to be obviously referenced both in figures and in words.

  • The payee of the check is consistently sure

  • A check is consistently payable on request

  • The check should bear a date else it invalid and will not be respected by the bank.

Why To Sign A Check From Backside?

The reason for marking the mind the posterior of the check is for the accompanying purposes: For the motivation behind exchange. You are eager to embrace the check for your companion - Henry with the goal that he can get installment from the bank.

How To Pay A Check?

Composing checks is basic and safe, as long as you get the nuts and bolts right.

Ensure you:

  1. Compose the name of the individual or association you’re paying.

  2. Draw a line through any clear spaces on the check so individuals can’t include additional numbers or names.

  3. Include subtleties, (for example, a reference or record number) to the payee line. This makes sure the cash winds up in the perfect spot.

  4. Keep the check stub that contains the subtleties and reference.

  5. Make sure you have enough cash in your record to cover the estimation of the check until the individual has paid it in and the cash has been deducted. On the off chance that you don’t a few banks may charge you an expense for the bobbed installment.

Can Someone Else Cash My Check?

Truly, you can money a check made payable to another person. The payee on the facade of the check must underwrite the rear of the check. You at that point inside right underneath their name and you would then be able to money the check legitimately.

To write a check, some Safety measures you should take in your checks:

  1. Information like check number, MICR code and other important info must be without any misrepresentation.
  2. Without ensuring any correct detail of payee, the amount and date, never ever submit or drop your check. Write information into the check with precautions.
  3. Use check security tapes on the name and amount to keep them safe from illegal used.
  4. Keep record of all the checks you submit with the payment purpose and whom you submit.
  5. For paying bill for utilities through check, it’s good to give information like credit-card number or mobile number at the reserved side of the check.
  6. Destroy all over-written, folded and useless checks.

Why bank didn’t proceed the checks?

  1. Because of insufficient balance in account.
  2. Date is old more than 3 months so outdated check.
  3. Signature not matched.
  4. Unclear and cluttered information
  5. Incomplete check or not filled properly.

There are 5 check you might know about them:

1. Casher, bank or official check:

This is a secure payment to make certain purchases called casher or bank or official check, bank give a guaranteeing check. It needs a teller to withdraw funds from personal account cut check to pay the receiver on your behalf.

2. Certified check:

A certified check is a check that is guarantees by the bank. When you write a check, bank guarantee you enough money to cover you check until check clears. This check has certified stamp on it. Its fees depends upon the bank and the size of the check.

3. Electronic check:

Electronic check aka E-check a digital personal check issue by the bank. You can automatic pay so you do not need to remember you transection of bills.

4. Money order:

These are the paid certificates work as a cheque. The recipient can deposit it or use it. The main advantage of it that you can buy them everywhere even in grocery shops and also from bank.

5. Giant check:

The price check of winners and lottery checks can’t cash but they can receive their money by wire transformation or by other transactions.