How to use Afterpay on Amazon

How to use Afterpay on Amazon? Afterpay cannot be used on Amazon as it does not accept Afterpay that’s because the service is not cost-effective for the large e-commerce shop.

What is Afterpay?

Afterpay Limited is a financial technology firm based in Australia with operations in the United Kingdom, Canada, the United States of America, and New Zealand. Nick Molnar and Anthony Eisen established Afterpay in 2014.

In June 2017, Afterpay formed the Afterpay Touch Group by merging with one of its technology vendors, Touchcorp. The firm was renamed Afterpay Limited in November 2019. Afterpay and American payments firm Square, Inc. announced in August 2021 that they had entered into agreements for Square to purchase Afterpay for US$29 billion (A$39 billion), which was finalized on January 31, 2022.

How Does Afterpay Work?

:small_blue_diamond: With a credit or debit card, you may apply for an Afterpay account. After making your account, you have the option of paying in four equal payments. This is an excellent strategy to ensure you have the funds available when it comes time to pay.

:small_blue_diamond: Afterpay is an excellent payment technique that enables you to purchase products without having to pay for them all at once.

:small_blue_diamond: The application procedure is simple and straightforward. Afterpay will be available for online and in-store transactions. You may also select between paying the whole amount or making four equal instalments on numerous things.

:small_blue_diamond: Afterpay works by allowing you to purchase things from your favourite pay shops when you need them most. This is advantageous if you have been saving for a certain item or if you need one of your favourite outfits immediately.

:small_blue_diamond: It’s also beneficial for merchants since it provides a simple method for them to reach more people without putting in a lot of effort. This section will discuss how Afterpay works with credit and debit cards, as well as how it compares to other popular payment options such as PayPal and Apple Pay.

How Does Afterpay Work With Debit Cards?

Afterpay accepts debit cards in the same manner as it accepts credit cards everywhere, both online and at shops. If you want to make purchases totaling less than $100, you may do so as long as they do not contain alcoholic beverages or tobacco goods.

While debit cards are often not used for cash advances, many banks permit them when used in conjunction with Afterpay. If your bank does not permit this, it is recommended that you use credit cards instead of debit cards while utilising Afterpay.

Additionally, you’ll want to ensure that your bank does not charge a fee for this service, since these costs may rapidly mount up over time when added to the usual APR associated with the card’s purchase APR. Once the transaction is complete, the funds will be deducted from your account on the bill’s due date, just as they would for any other bill.

Afterpay’s Advantages

:small_blue_diamond: Afterpay is a relatively new method of payment. It’s an alternative to purchasing an item beforehand and paying at the end of the month.

:small_blue_diamond: It’s a convenient method to shop online since you may pay in four equal payments over a six-week period.

:small_blue_diamond: Afterpay’s advantage is that it does not need a credit card or any upfront fees, which means you will not incur debt if you are unable to make a payment.

:small_blue_diamond: The disadvantage is that late payments incur costs, so it’s worth double-checking your payment plan before to committing.

In Short
Amazon does not accept Afterpay, thus you can’t use Afterpay there. This is because a huge e-commerce store cannot afford the service. A deal for the acquisition of Afterpay by Square for US$29 billion (A$39 billion) was announced by Afterpay and Square in August 2021.

Does Amazon accept Afterpay?

Unfortunately, as of 2022, Amazon does not accept Afterpay. Rather than Afterpay or layaway, Amazon provides unique financing to Amazon cards and buyers who purchase Kindle e-readers, Fire tablets, or Alexa gadgets. Alternatively, Amazon users may utilise Pay-in-4 through the Klarna or Zip applications on Amazon.

Why Does Amazon Refuse to Accept Afterpay?

Essentially, Amazon does not accept Afterpay because the big e-commerce firm does not believe it is profitable.

While many retailers are now providing Afterpay as a method to entice consumers and give more flexible payment options, Amazon executives believe the service is unnecessary on the world’s largest e-commerce platform.

While many clothes and home stores have found success with Afterpay, Amazon does not need to depend on this payment mechanism to attract consumers.

Amazon has millions of devoted customers who have shown their willingness to purchase on the site even in the absence of an Afterpay option. It’s anyone’s guess how popular Afterpay will become or if customer behaviour and demand will drive Amazon into additional flexible payment options.

Is It Possible to Purchase Now and Pay Later on Amazon?

  • While Amazon does not take AfterPay, there are several other options!

  • For example, Amazon now enables consumers to utilize services such as Klarna and Zip to purchase now and pay later.

  • To view our whole step-by-step instruction on how to pay with Klarna on Amazon, click here.

  • In the case of Zip, consumers must instead provide their Zip card information, which serves as a vehicle for payment. This is then repaid throughout the course of the service in four payments.

  • As a result, although Amazon does not accept Zip directly on the checkout page, there is a workaround.

Which Other E-Commerce Sites Accept Afterpay?

  • Amazon does not take Afterpay, many of its rivals do, particularly clothes stores.

  • Around 7,400 shops in the United States presently accept Afterpay, the majority of whom are in the beauty and fashion industries.

  • Forever 21, Old Navy, Dillard’s, UGG, Fabletics, Levi’s, Pacsun, and Urban Outfitters are just a few of the well-known fashion shops that accept Afterpay.

  • Additionally, there are other beauty brands available, including Jo Malone London, Credo Beauty, MAC Cosmetics, and The Cosmetics Company Store.

  • While Amazon offers hundreds of reasonably priced home goods, buyers who want to purchase now and pay later may choose Bed Bath & Beyond or The Container Store, since both allow Afterpay.

  • Amazon is also a popular destination to purchase accessories, but if you’re looking to buy now and pay later, Crocs, Steve Madden, Pandora, and LensCrafters also offer Afterpay.

  • To learn more about Amazon’s payment options, visit our pages on if Amazon accepts WIC, whether Amazon offers payment plans, and whether Amazon offers layaway.

To Summarize
Many of Amazon’s competitors, notably clothing retailers, accept Afterpay. Afterpay is accepted at both Bed Bath & Beyond and The Container Store. In addition to Crocs, Steve Madden, Pandora, and LensCrafters.

Is Afterpay accepted by Amazon?

Amazon Australia does not allow Afterpay, but does provide a purchase now, and pay later option through Zip. However, there is another option to utilise Afterpay.

To begin, go to the Afterpay website.

You may buy an Amazon Australia gift card on the specific Amazon Australia website. You may buy a single card or numerous cards with a value ranging from $5 to $500. Your gift card will be sent to you soon after your transaction is placed.

Visit You may now browse the millions of things available on Amazon and add the items you want to your shopping.

Pay using your gift card. When you’re ready to place your purchase, go to the checkout page and choose “Enter a gift card or promotional code” as your payment option. Enter your gift card number and proceed with the checkout process as normal.

How can I use Afterpay to pay off my Amazon Australia gift card

  • Afterpay will divide the entire cost of your Amazon gift card purchase into four equal payments.

  • These payments are repaid at two-week intervals and are automatically processed. You will get reminders through email or text message prior to the due date of each payment.

  • Afterpay’s service is fully interest-free as long as you pay the needed amount on the appointed day.

  • Bear in mind that you will be using Afterpay to pay off the gift card, not your Amazon transaction. Even if you do not immediately use your gift card, you must begin making payments on it.

Does Amazon provide a buy-now, pay-later option?

buy-now, pay-later

Yes, Amazon Australia does provide a purchase-now-pay-later option called Zip. Amazon Pay Later is the hassle-free method to get quick credit for purchases made using EMI. You must complete the one-time setup procedure, which should take no more than two minutes and requires no credit card information.

Once the setting is complete, you may use Amazon Pay Later throughout the checkout process on Amazon. in, and pay later that month or over a period of three to twelve months through EMIs.

From a simple dashboard for this payment mechanism, you can simply monitor your purchases, repayments, and credit limit history. Amazon Pay Later is made available to you in collaboration with one of Amazon Pay’s third-party lending partners.

Zip on Amazon Australia - How to Use It

  • Zip Pay provides interest-free credit on purchases up to $1,500, while Zip Money gives interest-free credit on purchases up to $3,000 for a six-month period.

  • To connect your Zip account to Amazon Australia, you must:

  • Select “Pay At Your Pace” from the payment options drop-down menu during the checkout process. Following that, select “Add your Zip account.”

  • Enter your Zip account’s mobile phone number. To get a verification code, click “Get verification code”. Your code is good for a period of five minutes.

  • Enter the code for verification. Verify by clicking “Verify”.

  • Once your account has been authenticated, Zip will be presented as a payment option during checkout.

  • Additionally, the kind of Zip account (e.g., Zip Money or Zip Pay) and the available amount in your Zip account will be shown.

Afterpay offers flex payment at Amazon

Afterpay’s flexible payment platform enables chosen mobile consumers to take advantage of “buy now, pay later” services at some of the largest merchants in the United States.

Amazon, CVS, Dell, Kroger, Macy’s, Nike, Nordstrom, Nordstrom Rack, Sephora, Target, Victoria’s Secret, Walgreens, and Yeti now all accept Afterpay as a flexible payment method through the Afterpay app. Afterpay consumers who are chosen to participate will be allowed to instantly take stuff home.

Afterpay facilitates the purchase via the use of a one-time card. Payment information is immediately supplied during checkout, ensuring a flawless checkout experience. According to Afterpay, these merchants account for over half of all e-commerce volume in the United States. Customers who are eligible may pick from the Afterpay Shop Directory and then pay using Afterpay.

:diamond_shape_with_a_dot_inside: How does Amazon Pay work?


Amazon Pay is the marketplace’s own payment method. This online solution enables small companies to provide clients the option of payment method and securely process payments on the site.

:small_blue_diamond: Amazon Pay’s advantages for online merchants

The Amazon Pay system provides a variety of advantages to merchants.

Here are a few examples:

  • It’s a safe and secure method of accepting money from all buyers who have an Amazon account.

  • Amazon takes care of developing trusting connections with consumers worldwide, so you as a company owner don’t have to. A straightforward and trustworthy checkout experience that is familiar to hundreds of millions of Amazon consumers can help your business gain reputation.

:small_blue_diamond: It is completely free and without further charges.

Using Amazon Pay incurs no merchant costs: there are no transaction fees, membership fees, currency conversion fees, international transaction fees, or other expenses associated with the sale.

Please keep in mind that some fees may be applied by the card issuer (for example, a interational transaction fee, if shopping takes place in a country different from the site the card, was issued by).

:small_blue_diamond: It accepts a number of different payment options.

Amazon Pay offers a variety of payment methods, including credit and debit cards. Visa, Mastercard, American Express, Diners Club, and JCB credit cards are presently accepted. Additionally, the Amazon Gift card may be used at specified retailers.

It’s expandable and enables you to sell more on other websites.

This implies that you, as an independent seller, may accept Amazon Pay as a payment method in your own online store or on other marketplaces. For instance, this solution will work with Shopify’s cross-platform Amazon connection.

:small_blue_diamond: Are Amazon and PayPal compatible?

For Amazon merchants, there is no native PayPal connectivity available. The primary reason for this was a traditionally strong relationship between PayPal and eBay, Amazon’s primary rival. The second is that Amazon Pay is a payment gateway that competes with PayPal.

Nonetheless, if you have a PayPal account, there are methods for using PayPal on Amazon.

:small_blue_diamond: Methods for Amazon to receive PayPal payments

There are three methods for integrating Amazon PayPal indirectly:

1. Synder’s e-commerce accounting software enables you to build a payment link. Simply email the link to your online consumer, who may then pay with their PayPal credentials. For further information, please see our Amazon PayPal payment link tutorial.

2. You may apply for a PayPal Cash Card, which functions similarly to a debit card. You may apply for the PayPal Business Debit Mastercard if you have a Business account. PayPal Key is a prepaid virtual card that works with any online retailer that accepts Mastercard.

3. Your consumers may purchase an Amazon Gift Card using PayPal and then use it to purchase your items. Bear in mind that since the final two ways are not direct, the transaction may take a few days to complete. However, since Synder can effortlessly auto-record and reconcile all PayPal transactions, you won’t have any accounting headaches.

Using Amazon Pay Later, you may quickly get credit for EMI purchases in a hassle-free manner. The marketplace’s own payment mechanism, Amazon Pay, is available.

Frequently Asked Questions

People usually ask many questions about how to use Afterpay on Amazon. A few of them are discussed below:

1. How can I make an online purchase using my Afterpay Card?

To set up the Afterpay Card and add it to your digital wallet, tap the ‘Card’ option and follow the directions. Visit an Afterpay-accepting merchant, activate the Afterpay Card in the app, and make a purchase using Apple Pay or Google Pay.

2. Is Afterpay accepted at Walmart?

Regrettably, Walmart does not currently offer Afterpay as a ‘Buy Now, Pay Later’ option in-store or online. It does, however, accept Affirm, Klarna, Quadpay, and PayPal Pay in 4 for consumers seeking instalment financing.

3. Which of the following are advantages of establishing Amazon Pay later?

The advantages of setting up auto payments on Amazon Pay Later include the elimination of the need to recall due dates and the avoidance of late fines.

4. Does Afterpay allow cash payments through the app?

Afterpay will be integrated into Square’s Seller and Cash App components, and Square merchants will be able to provide instalment payments throughout the checkout process.

Similarly, Cash App customers who utilise Afterpay may manage their instalment payments straight inside the app. Users of the Cash App will now be able to access BNPL deals via the app.

5. Is Afterpay available in-store at Target?

The good news is that all Target locations offer Afterpay, an interest-free payment alternative that ensures a seamless checkout experience after buying. To utilise Afterpay at any Target location, you must first connect into your account and authorise checkout using Afterpay.

6. Is Afterpay a better alternative than Klarna?

Klarna does simply a light enquiry, while Afterpay conducts no credit checks at all. The majority of purchases need a 25% down payment and additional 25% payments every two weeks until the loan is paid off.

7. Can Afterpay funds be transferred to a bank account?

As described in its Afterpay Fact Sheet, Afterpay is neither a personal loan nor a line of credit. The only payment options for an account are a credit card or a debit card. This implies that an Afterpay debt cannot be transferred to a balance transfer credit card.

8. Does Afterpay have an effect on your credit score?

Using Afterpay is unlikely to have an adverse effect on your credit score. Afterpay does not conduct a hard credit query, which might harm your credit score, and does not record missed payments to credit bureaus on behalf of the majority of borrowers.

9. Are Amazon’s monthly subscription payments automated?

Amazon Payments offers the Automatic Payments option. It enables a buyer to approve an Amazon Payments Seller Account holder to charge an Amazon Payments Buyer Account holder automatically using a payment method stored in the buyer’s Amazon Payments Account. Several instances include the following: A subscription payment that is made on a recurrent basis.

10. Why does Amazon Prime continue to charge?

The following are typical circumstances with unidentified charges: A year-long membership to Amazon Prime was renewed. To learn more, visit Manage Your Prime Membership. An authorisation hold has been put on recently cancelled or amended orders by a bank.


While Amazon does not accept Afterpay, some goods are eligible for monthly payments.For Amazon cardholders, Amazon provides equal monthly payments and customised financing, as well as monthly plans for Kindle e-readers, Fire tablets, and smart home speakers and comparable gadgets.

Related Articles

Amazon afterpay
Is afterpay safe
Afterpay app
Nordstrom afterpay
Is afterpay legit