How much is Health Insurance in Florida

The answer to the question How much is health insurance in Florida is $203.19 per person. On the report of e-Health survey 2018, standard individual health insurance installments in Florida are $115 a month, along with a $4,945 deductible.

What is health insurance

What is health insurance?Health insurance is a type of insurance that covers the surgical, medical, prescribed drugs, and sometimes dental bills suffered by the insured. Health insurance can compensate the insured for damage suffered from illness or injury, or to settle up with a care provider directly.

:open_book: Summary
Health insurance is a coverage that provides us with facilities to pay our bills in our unexpected days like accidents, injuries, surgeries, etc. It protects us from the disastrous expenses which can appear suddenly on bad days.

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How much is health insurance

When we decide to have health insurance then the first question that comes to mind is how much is health insurance. Across the USA Americans pay different monthly and annual installments, for a family of four annual installments costs $20,506. 71% of that was picked by employers in 2019, the highest standard of the plan for 27 years old is in Wyoming which is $723 and the lowest rate of health insurance is in new Mexico which is $282.

:writing_hand: Summary
In the USA annual installment cost $20,506 for a family of four, employers picked 71% of that in the year 2019. The highest standard of health insurance is Wyoming’s at $723 and the lowest standard is new Mexico’s at $282.

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How much is health insurance in California

How much is health insurance in California is your question? then the answer is the standard rate for the year 2020 is $576 for 40 years old for monthly plans, citizens can expect to pay a standard rate of $200.3 per person for a crucial medical health insurance plan, installments can be lower if you have a good health condition.

:pencil2: Summary
The standard rate for the year 2020 is $576 per month for 40 years old, residents can expect to pay a standard rate of $200.3 per person for crucial health plans.

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How to apply for health insurance

If you want to know how to apply for health insurance you should know that open enrollment dates 2020 starts from November 1 and ends on December 15, if you are eligible for that you must enroll your self for a health insurance plan within these days if you missed the given dates then you have to go to a marketplace or you have to buy private health insurance if your employer doesn’t offer you an employer-sponsor program.

:memo: Summary
If you want to be enrolled through the government-given health insurance plan you must enroll yourself within given dates otherwise you have to go to a marketplace or have to buy private health insurance.

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How to choose a health insurance plan in Florida

If you are seeking to move to Florida or already a resident in Florida and want to know how to buy a health insurance plan which is most suitable for you and your family, here is the on-spot information for you which can make it easier to you to buy health insurance.

Top health insurance companies in Florida

Florida’s health care quality ranking is overall raised since the last few years from 40th to 36th in the year 2018. That means if you are planning to move to Florida then you can expect to receive a good quality of health insurance.
If we are talking about the quality of health insurance in Florida then we should know about the best companies of health insurance in Florida. Some of the top company names are listed below:

Best Florida health insurance companies

  • Florida Health Care Plans.
  • Ambetter.
  • Molina Healthcare of Florida.
  • Health First Health Plans.
  • Oscar.
  • Blue Cross Blue Shield.
  • Bright.
  • Cigna

Florida Health Care Plans

Florida health care plans were built as a not-for-profit company on June 2, 1971, started working on July 2, 1974, and federated on August 21, 1976. The Florida healthcare plan company was designed to make coverage convenient for individuals who don’t have any option to have the same coverage, at a surcharge that is equivalent to the possibilities and advantages provided, and with benefits designs that are logical in association to the general market.

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Ambetter: Affordable health insurance plans

Ambetter health insurance provides marketplace plans who recommend health insurance coverage. It is an only on-exchange health insurance option which means it does not vend products to you directly. Ambetter products are own by Centene Corporation, it’s a multinational company having 500 companies with 30 years of experience in the health care industry.

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Molina Healthcare of Florida

Molina healthcare company was founded in 1980, by C.David Molina, he was an emergency room doctor in Long Beach. Molina and his company won a state agreement to deliver care for mothers and children in California,s Medicaid program which is called Medi-Cal. It is a managed care company, The company supplies health insurance plans to individuals through the government program such as Medicaid and Medicare.

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Health First Health Plans

Health first health plans were founded in 1993, as a provider-sponsored health insurance firm by an association of health systems in the New York area. Health first is known as one of the best insurance providers for Nassau County Residents, all of health first insurance plans are EPO(exclusive provider organization), it doesn’t provide out-of-network coverage.

Website URL: Health First Health Plans | Insurance for Brevard County | Space Coast Health Insurance | Florida


Oscar health insurance company was founded on November 1, 2012, it is the first health insurance company which was constructed to make health care easy it is a technology-driven health insurance company. Oscar provides outstanding customer service, and its member benefits are known as some of the best in the health insurance industry. This can be a good choice if you are looking for a good health insurance company.

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Blue Cross Blue Shield

Blue cross blue shield founded in 1929 its alliance is a combination of 36 different United States health insurance companies that supply health insurance to more than 106 million people. Blue cross blue shield is designed for people who are more than 65 years of age, disabled, or have disability benefits from social security or railroad retirement board benefits.

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Bright : Health plans

Bright health plans is a private health insurance company founded in 2016, it’s plans are HMOs(health maintenance organization) and PPOs(preferred provider organization) based on the Medicare contract. It provides smart and easy budget-friendly health insurance that links you to top physicians with outstanding care.

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Cigna is known as one of the best health insurance companies in the United States. Cigna has a vast network of physicians, it has more than 500,000 physicians and 800 hospitals in its network, it has various plans which consumers can choose including low-cost plans. Cigna covers dentists and vision specialist too in its plans, providing these services are not so easy, it also offers various Medicare advantage plans.

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Frequently Asked Questions

Whenever you read an article some questions pop up in your mind that need to be answered necessarily. Some of the frequently asked questions are being answered below:

Is health insurance more expensive in Florida?

The standard installment for single coverage was $1,472 in Florida. The lowest yearly installment for single coverage was $755 in Hawaii and the highest was in Massachusetts $1,903. The standard installment for family coverage nationally was $5,431 last year; in Florida, $5,908 it averaged.

Is there free health insurance in Florida?

Around 3.4 million people are enrolled in Medicaid in Florida, which provides free or low-cost health insurance for eligible citizens. Even though Florida has not spread its Medicaid program that has permit low-income singles who obtain up to 138% of the federal poverty level to be eligible.

What is the most affordable health insurance in Florida?

Companies which provide cheapest Health Insurance in Florida

  1. Aetna. In Florida, Aetna is one of the most inexpensive health insurance plan providers and gives low-cost single, family, and business plan options.
  2. Humana. HMO(health maintenance organization) and POS(point of sale) both are offered by Humana in Florida at competitive prices.
  3. Florida Blue. …
  4. Cigna.

Is health insurance mandatory in Florida?

Florida Healthcare Insurance: Things you need to know
There is no conditional law that needs employers to provide group healthcare insurance to the employees, most employers offer this benefit. … An employer’s health plan is self-insured if the uncertainty of paying requests is on the employer and not on an insurance company.

Is there a penalty for not having health insurance in Florida 2020?

Yes, there is a penalty for not having health insurance in Florida:

It will cost $695 for family/ each uninsured adult, and $347.50 for every uninsured child or have to pay 2.5% of the household income.


If you want to know how much is health insurance in Florida then this article gives you most of the information which is required, from awareness of what is insurance, how much it costs, choosing the right plan, how to apply for it, top health insurance companies and different related frequently asked questions which will be very effective and give you information what you are looking for.