AAA Car Insurance for College Students

AAA Car Insurance is the ideal mix of value, insurance and service. For its top-rated roadside assistance services, AAA or triple A insurance is also well known for cheap insurance discounts which could be of interest to college students with less driving experience, when you become a member, you can qualify for many AAA auto insurance discounts and save money on your monthly insurance premium. AAA car insurance for college students has competitive rates as well. As a safe driving discount programme based on use, AAA also provides the AAA drive / AAA OnBoard Discounts to college students.

AAA insurance

AAA insurance for college students

AAA car insurance incentives help drivers save money to be a good student, to drive well, to be a homeowner, to work in many careers, to drive a reliable vehicle, to package plans, and to drive a few miles.

AAA insurance for college students
AAA car insurance is issued by independent regional insurance firms operating under identical names and logos. AAA club membership operates the same way, and you would actually need to become a member of your regional club to get car insurance whether you are a college student or a local citizen. That comes with a charge, but the resulting discount on your car insurance will make it worth it.

Some of the most common AAA discounts are different education discounts for college students. They are based on:

  1. Good grades
  2. Driving skills
  3. Location

AAA Car Insurance Discounts College Students

Some of the most common AAA discounts are different education discounts for students. They are based on good grades, driving skills, and location.

1. Good Student Discount

AAA’s good student discount helps students to save up to 14 percent on select coverage while receiving a GPA of 3.0 or higher. This discount extends to qualifying high school or full-time college students.

2. Student Away from Home Discount

This discount occurs when eligible policy students are away from home without a car at school for more than 100 miles. The policyholder will get up to 46.7% off their prices.

3. Driver Training

Teen drivers can save up to 4.7 per cent by successfully completing the AAA-approved driver training course.

What other discounts are given by AAA?

AAA car insurance incentives help drivers save money to be a good student besides providing good student discounts AAA also provides discounts for to driving well, to drive a healthy vehicle etc.

AAA discounts for students
Some of these are listed below:

1. AAA Member Discount

Members of the AAA have access to certain advantages and discounts for some stores. That is what makes membership so appealing to a lot of people. Members can save on hotel discounts, as well as discounts on movie tickets, car maintenance, theme parks and restaurants. AAA membership also allows you access to car insurance discounts if you stay faithful to AAA.

2. AAA Security Inspection Discount

If you get a safety check from AAA on your vehicle, you can receive a discount on your car insurance rates. The duration of the discount will vary depending on the venue.

The aim of this vehicle inspection is to find hidden problems that you might need to fix. Your technician will check your tyres, brakes, headlights, taillights and levels of oil. Not only does it make a great discount, but it is also helpful to be aware of any technical issues with your car.

3. AAA Drive and AAA Onboard Discount

Using the AAA mobile app, members can access either AAA Drive or AAA Onboard depending on the country of residence. These features are designed to help you develop your driving skills and keep you safe on the road. They track your driving patterns, such as how fast you drive, the time of day you drive, any cell phone distraction, and your level of somnolence.

Next you will get a discount of up to five percent just to sign up for the programme. Earn up to 10% off when all family members are interested in the policy. Then you can gain a discount based on your healthy driving experience. Drivers will get up to 25% off based on their AAA Drive ratings.

Should you get AAA Car Insurance?

Knowing what AAA discounts provide is only one factor to remember when looking for a car insurance company. AAA is a motor club with a lot of advantages for its members, which varies by venue.
Is AAA insurance a good choice?
Here are some of the main perks for which it is a good idea to choose AAA insurance.

Reputation and Ranking

AAA received above-average customer satisfaction ratings. The auto insurance firm also has an A+ ranking on AM Best, which means that it is in good financial standing to benefit customers. Overall, we think it is worth considering AAA when shopping for car insurance.

Roadside assistance

AAA roadside assistance has a strong reputation for supporting drivers with flat tyres, lockouts, gas outflows, ■■■■ batteries, and breakdowns. It’s also one of the nation’s leading auto insurers with full coverage auto insurance options.

AAA membership perks

Auto insurance from this insurer includes AAA membership, ranging from around $50 to $100 a year. But with membership, you have access to a number of great advantages, such as discounts at different stores.

AAA car insurance is offered by different insurers depending on the state in which you live, so coverage choices vary. Members can buy the minimum state-required coverage, but most locations also provide comprehensive and accident coverage, as well as uninsured motorist coverage, medical payments, and re-insured coverage.

Best coverage options

AAA also provide coverage for pets that have been injured in an accident, gap coverage, and personalised equipment coverage that is useful if you’ve mounted things like stereos and rims after you’ve bought the vehicle.

Best car insurance for college students

The Best Car Insurance for College Students provides coverage, benefits, offers a range of discounts that can make car insurance more accessible to younger generations. With some insurance companies charging young drivers more for insurance because of their age, parents may question if their students can afford coverage on their own or whether there are even affordable car insurance options available.

Following is a chart of some of the best car insurance providers for college students.

Rank Best Car Insurance for College Students Overall Rating
1 State Farm :star2: :star2: :star2: :star2: ½
2 Auto-Owners Insurance :star2: :star2: :star2: :star2: ½
3 GEICO :star2: :star2: :star2: :star2: ½
4 Safeco :star2: :star2: :star2: :star2:
5 AAA :star2: :star2: :star2: :star2:
6 Esurance :star2: :star2: :star2: :star2:
7 Allstate :star2: :star2: :star2: :star2:

The AAA Mileage Discount

The less time you spend on the road, the lower the risk of an accident. AAA provides a low-mile discount after checking your annual mileage. That is because the less time you spend driving, the less likely you are going to get in an accident. You can save up to 19 percent when you provide AAA with current odometer readings on request. You will be asked to apply your odometer readings when requested to qualify for AAA’s low mileage car insurance discount.

Savings through AAA car insurance discounts

AAA membership has a lot of advantages. In addition to services such as roadside fuel delivery, flat tyre change or repair, and free towing, members are also eligible for membership discounts on their car insurance. Here is the list of AAA insurance offers available at the Car Club:

AAA Discounts Percentage Saved
Away at School Up to 35%
Driver Training Up to 12%
Good Student Up to 22%
New Car Up to 40%
Verified Mileage Up to 19%

Pros and Cons with AAA

:ballot_box_with_check: Generally earn a car insurance discount if you are a member of AAA.
:ballot_box_with_check: Multiple insurance plans are sold

:x: Includes membership of the AAA.
:x: Insurance plans vary depending on where you live.
:x: Insurance provider is not permitted to switch if you move states.

Frequently asked questions

1. Does AAA offer a Membership Discount?

AAA provides membership discounts of up to five percent off auto insurance premiums in certain areas. This loyalty discount is determined by how many full years of AAA membership you have maintained before you buy your car insurance.

2. What discounts is AAA giving to college students?

AAA auto insurance incentives help student drivers save money for being a good student, driving carefully and safely, be a homeowner, work in certain careers, drive a healthy vehicle, package plans, and drive a few miles, to name a few. It also offers a discount if the student stays away from home.

3. What are AAA’s other auto insurance discounts?

Many AAA auto insurance customers offer a discount on becoming a member of the Motor Club. Some AAA insurers also offer traditional discounts, including:

  • Discount on schooling or occupation.
  • Anti-theft product discount on broad coverage of licenced theft prevention products.
  • Safe driver discount on this.
  • Student discount.
  • Discount on multiple-cars.
  • Multiple-Political Discount.
  • Discount on the full payment of the rate.

4. What is the AAA Passive Restraint discount?

Passive restraint discount is the discount on downloading some security features. It lets you save your car insurance money by downloading the safety and security features of your vehicle. Motorized seatbelts, airbags, and other factory-installed features will also give you a discount on AAA Car insurance.

5. How to apply for AAA insurance?

There are three forms you can apply for AAA auto coverage;

  1. In a district office
  2. Calling (800) 222-6327
  3. Complete the online insurance application.

Visit the website of the AAA for more information.


AAA or triple A insurance is best known for its top-rated roadside assistance service, which may be of benefit to college students with less driving experience. Yet it also has attractive rates for student car insurance. AAA also provides AAAdrive / AAA OnBoard Discount as a safe driving discount programme based on usage.

Besides best car insurance discounts for college students AAA is also a good option for many other auto insurance coverages including roadside assistance, multiple car students etc.

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