you are buying car insurance, it helps to know how much you can expect to pay based on where you live. And even if you live in a higher-than-average state, there are ways you can lower your premiums
Average car insurance costs by company
The cost of full coverage car insurance varies from carrier to carrier. Although some providers offer cheaper rates, their coverage level may be lower than other providers who offer on average more expensive rates.
Enter prices from different providers to find the best car insurance company and compare rates, rates and features.
Insurance Provider Average Annual Premium
Elliott $ 1,896
Nationwide / Allied, 1,533
State Form 1.68
how to save money on insurance
Most car insurance carriers offer discounts that can lower the cost of your insurance premium. The exact discount varies from insurer to insurer, but there are a handful of savings that are standard. When you buy an insurance policy, be sure to ask an agent about all the discounts you are eligible for. Here are some common insurance discounts.
Safe Driver Discounts
Most car insurance providers offer Safe Driver Discounts to drivers who have completed a safety qualification course in the last two years
Bundling Insurance Policies: You can often score better insurance premiums when you tie your car insurance policy to a life, home, or tenant’s insurance policy.
Good Student Discounts
Many insurance carriers offer discounts for young drivers with good grades at school. For example, Nationwide has increased its good student discount for full-time enrolled drivers in high school or college who maintain a B average. You will need to provide educational proof in the form of a recent grade report or a form signed by the school administrator.
Full Compensation Payment:
If you can afford to pay your annual car insurance premium in full, you will save money.