Ultra Vx Visa Credit Card
Does anyone know about Visa Ultra VX Credit Card? 3
I am 22 years old and my credit score is very bad because of my bad credit history in the past. Now I am paying my debt. Well, I want an easy way to get my money back. Looks like this card helps me. Does anyone know if this is a good idea? This is a secure credit card with 18% APR and 7 months card fee.
Personally, based on past experience, I don't believe in credit cards (especially guaranteed ones). With a secured credit card, you put money into a savings account (at 1% interest) and they give you an 18% credit limit. In addition, you will receive $ 84 per year.
However, if this happens and you are unable to repay the loan (you cannot put money in the savings account because of your guarantee), they will not pay your bill, they will take your guarantee and It will be taken into account. As claws. To their credit because they took away the guarantee they provided.