Total Debt Service Ratio

Total Debt Service Ratio,

Total Debt Service Ratio Meanings:

The term Total Debt Service Ratio (TDS) refers to a measure of debt service used by financial lenders to determine the ratio of gross income spent on housing and similar payments. Lenders take into account the property tax, credit card balance and other monthly loans of each potential borrower to calculate the income / loan ratio and then compare these numbers with reference to the lender to decide Whether to approve the loan or not.

  • The total loan service ratio is one such measure of credit to assess the ability of mortgage lenders to obtain credit.
  • Contrary to the ratio of total debt services, the ratio of total debt rate, immovable property to immovable debt and liabilities are included.
  • Generally, less than 43% KTDS is required to secure a mortgage, and many lenders apply stricter rates.

Literal Meanings of Total Debt Service Ratio


Meanings of Total:
  1. Number upwards.

  2. Damage (something, usually a vehicle) that cannot be repaired

  3. The total amount or quantity of something.

  4. Contains a number or quantity.

  5. Absolutely absolute

Sentences of Total
  1. ended with 6,260. Loan

  2. Make a total of 33 points

  3. Total cost 4,000

  4. Total stranger

Synonyms of Total

complete, thorough, out-and-out, prize, in-depth, absolute, positive, veritable, work out as, sum total, overall, through and through, ultimate, utter, amount to, unconditional, outright, perfect, unlimited, all-out, consummate, deep-dyed, make, run to


Synonyms of Debt

account, outstanding payment, amount due, tally, financial obligation, money owing, bill


Meanings of Service:
  1. Perform routine maintenance or repair work on (vehicle or machine).

  2. With a (male) mate (female)

  3. Helping or working with someone.

  4. A system that caters to the needs of the people such as transport, communications or utilities such as electricity and water.

  5. Religious worship in a fixed form - a fixed form for such a ceremony

  6. Routine inspection and maintenance of vehicles or other machinery as usual.

  7. Different foods and utensils are used to serve certain foods.

  8. (In tennis and other racquet sports) The act of starting a game or right.

  9. Formal service documents such as letters or subpoints.

Sentences of Service
  1. Check your vehicle regularly

  2. A dog can potentially serve several batches in one day

  3. Millions of people are involved in volunteering

  4. Regular bus service

  5. Funeral

  6. The car was fixed

  7. The applicant has placed an order and has been notified according to his / her responsibilities.

Synonyms of Service

amenity, kindness, routine check, service, favour, maintenance check, helping hand, ritual, good turn, observance, solution, act of assistance, rite, resource, overhaul, utility, ordinance, servicing, check, ceremony, facility


Meanings of Ratio:
  1. A quantitative relationship between two quantities that indicates how many times one value is included or whether another quantity is included.

Sentences of Ratio
  1. The male to female employment ratio is 8 to 1

Synonyms of Ratio

proportion, relationship, balance, comparative extent, correspondence, correlation, quantitative relation, comparative number