How To Define Loan-to-Value?

  1. Loan-to-Value can be defined as, The LTV index is the relationship between the market value of an asset and the size of the loan used to finance it. This is another important metric for lenders who need to know whether the asset will cover the loan payments in case of default and default in their business.

  2. Loan-to-Value means: The relationship between the value of an asset (such as a property) and the amount of debt used to purchase that asset. LTV notifies the lender of any possible damages due to default by selling the asset.

  3. Percentage of the assessed value of the property taken by the bank or lender. An initial repayment of 20% will create a value ratio of 80% of the loan.

Literal Meanings of Loan-to-Value


Meanings of Loan:
  1. Loan (cash or goods)

  2. Some loans, especially one that must be repaid with interest.

  3. Narrow alleys or roads, especially those leading to open ground.

Sentences of Loan
  1. The theme borrowed a word processor for us

  2. Borrowers can apply for a loan of 84 84,000

Synonyms of Loan

advance, credit, give credit, allow, lend


Meanings of To:
  1. Towards Express Movement

  2. Proximity or limit (certain conditions)

  3. Identify the person or thing in question.

  4. It shows that two things are connected.

  5. Anxious or potentially annoying (some specific no summary)

  6. Used to add another item to the competition.

  7. It is used with the basic form of the verb to indicate that the verb is ineffective.

  8. When the disappearance of a verb is clearly understood, it is used without following the verb.

Sentences of To
  1. Going out in the mall

  2. Christopher's expression turned from surprise to joy.

  3. You are very moderate about it

  4. Married cousin John

  5. He left his motorcycle tied to the fence

  6. This is nothing compared to before

  7. He threw the door behind him

Synonyms of To

firmly fixed, toward, to, secure, secured, so as to approach, so as to near, in the direction of, fastened, tight


Meanings of Value:
  1. Monetary value (some)

  2. See (something else) important or useful that you really value.

  3. Consider that something deserves meaning, value or usefulness.

  4. A person's principles or behaviors determine what is important in life.

  5. A numerical quantity, expressed by algebraic expression, quantity, quantity or number.

  6. The relative duration of the sound represented by a note.

Sentences of Value
  1. Its estimated value. 45,000

  2. He values ​​his privacy and his freedom.

  3. Rhythmic values ​​are quarter notes, eighth notes, and quarter notes, and the first syllabus uses only the ■■■■■■■■■■■■■ pattern.

  4. In both cases, the reference to the order depends on its previous use and the price as a word.

  5. As the landscape unfolds, the artist uses neighboring color values

Synonyms of Value

usefulness, benefit, efficacy, appraise, help, morals, price, code of behaviour, use, standards of behaviour, moral standards, importance, point, assay, cost out, utility, standards, service, merit, set a price on, rules of conduct, principles, evaluate, favourite, profit, moral code, ethics, worth one's weight in gold, assistance, effectiveness


Loan-to-Value Definition:

  1. The definition of Loan-to-Value is: The LTV Index is a fair market value index for loans compared to the loan amount you receive. This is another important number for lenders who need to know if the loan is viable and covers loan repayments in case of default or business default.

  2. The relationship between the value of y (as property) and the amount of the loan that will finance the purchase of y. LTV will notify the lender if the total loss due to non-payment can be met by selling y.

  3. A simple definition of Loan-to-Value is: A percentage of the assessed value of the bank or lender's loan property. 20% repayment will result in 80% debt to value ratio.

Literal Meanings of Loan-to-Value


Meanings of Loan:
  1. Something has been borrowed, especially the amount of money that must be paid with interest.

  2. Lending (money or goods).

  3. Narrow streets or paths, especially those that lead to open ground.

Sentences of Loan
  1. The computer was given to us by the theater.

Synonyms of Loan

lending, give on loan, hire, debenture, moneylending, sub, receive/take on loan, overdraft, let out, mortgage, ask for the loan of, lease, let someone have the use of, borrow, use temporarily, charter, advancing, give someone the loan of


Meanings of To:
  1. Move to (a specific place).

  2. Perspective or scope (special circumstances).

  3. Debt is taken into account before entry.

  4. Used to indicate with the root form of the verb that the verb is in infinite.

  5. So off or almost off.

Sentences of To
  1. Go to stores

  2. You are very rude to him.


Meanings of Value:
  1. Deciding what is necessary in a code of conduct or standard of living.

  2. The relative duration of the tone indicated by the accent.

  3. Lighter or darker than a certain color.

  4. Consider (someone or something) important or useful about which you have a good opinion.

Sentences of Value
  1. The artist uses the values ​​of the neighboring colors as they come under the landscape.

Synonyms of Value

precious, rate (highly), desirability, avail, attach importance to, significance, treasured, moral principles, treasure, dear, put/set a price on, esteem, think much of, think highly of, rate, respected, have a high opinion of, gain, assess, highly regarded, advantage, hold dear


The loan-to-value ratio is the ratio between the amount of the mortgage and the valuation of the property by the mortgage lender.

For example, if you take out a £55,000 loan on a £100,000 property, the LTV is 55%.

The higher your LTV, the higher the lender's perceived risk.

If you borrow more than 70% of a property's value, mortgage lenders will likely impose mortgage insurance to cover their risks.