Pradhan Mantri Awas Yojana is a housing mission that was initiated by the Indian Government in 2015. This scheme aimed to provide affordable housing for the economically weaker section of society, low-income group and middle-income groups, respectively.
PMAY Housing Scheme
It has facilitated the construction of over 1.53 crore houses with all amenities in rural areas, as of the Financial Year 2019. PMAY also extends financial assistance to individuals in urban regions via Credit Linked Subsidy Scheme. CLSS allows individuals to obtain loans from a financial institution at subsidized rates.
The Indian Government publishes the PMAY List every year, which contains names of beneficiaries who are eligible for this scheme. For individuals who have applied for PMAY and don’t know how to check their name on the list, read on to learn details about the procedure.
How to check name on PMAY list?
PMAY scheme is available under two categories: PMAY Urban and PMAY Gramin. Individuals applying for PMAY benefits are provided with a reference number post completion of their application process. Depending upon the scheme opted for, beneficiaries will have to use this reference number or Aadhaar card number and name to check if they are on the two PMAY lists published by the Government for urban and rural.
Only the names that appear in this list will be able to enjoy the key benefits of Pradhan Mantri Awas Yojana. Below mentioned are the steps to check names in the Urban and Rural PMAY list.
PMAY Gramin List (with reference number)
Applicants of PMAY Gramin have to visit the PMAY Gramin website first.
Enter the reference or registration number.
If the registration number appears on the displayed PMAY list, proceed to check additional details.
PMAY Gramin list (without a reference number)
For individuals who have misplaced their registration number, can also check their name on the PMAY list with a few simple steps as mentioned below and enjoy PMAY benefits:
Visit the official PMAY Gramin website
Click on the advanced search option below the beneficiary search option.
You will be redirected to a new page. Here fill in all the details like state, block, name, sanction order, and more.
Once you have filled in all the details, click on the option ‘Search’.
If you are selected under the beneficiary list, your name will appear.
This PMAY list is prepared using data from the socio-economic Caste Census 2011 and with certain additional information from local panchayats and tehsils to shortlist candidates and ease their way to becoming a homeowner.
PMAY Urban List
Those who have applied for the CLSS subsidy rate through PMAY can check their name on the Pradhan Mantri Awas Yojana List for urban regions with the following steps.
Visit the Pradhan Mantri Awas Yojana official website.
Go to the “Search Beneficiary” drop-down menu and select the “Search by name” option.
You will be redirected to a new page where you have to enter your Aadhaar card number.
Click on the “Show” button.
Check your name on the PMAY Urban List.
In case your name appears on the list, you can apply for a home loan from reputed lending institutions at discounted rates. Current repo rates have made home loans affordable otherwise as well, with rates starting as low as 6.9% p.a.
Certain financial institutions are also extending pre-approved offers on loans. These expedite the financing process and minimizes the hassles of documentation. They are available on a range of financial products, like home loans and loans against property. You can check your pre-approved offer by submitting few essential details
Nevertheless, alongside checking your name in the PMAY list, also ensure to choose the right financing solution for your dream home to avoid any inconvenience later.