You also receive one year after the return of a product. Additionally, The Home Depot regularly runs promotions to encourage you to use the card to fund your purchases.
Home Depot Consumer and Commercial Credit Card Services Our Home Depot Consumer Credit Cards offer special financing for purchases of USD 299 or more * and up to 24 months * for special promotions.
** No interest on full payment within 12, 18 or 24 months: Offer applies to device purchases or orders from 299 to 999.99 for a 12 month offer, from 999 to 1,998.99 for an 18 month offer or $ 1,999 or more for a 24 month offer from 12/26/19 to 1/1/20 on your Lowes Advantage card.
Home Depot Consumer Credit Cards You can often find 12 months of interest-free home appliance finance for as low as 299, 24 months of special heating and cooling finance, and seasonal offers like 25 on appliances.
- With approved credit for eligible purchases made using the Home Depot Consumer Credit Card. APR: 17.99% 26.99%. Minimum price: $ 2. Please refer to your card agreement, including applicable APR, for further details.
The Home Depot Consumer Credit Card can be ideal for those who visit the store and want to pay securely for important purchases. The main drawback of this card is that it doesn’t offer any continuous cashback that you might find on other credit cards.
If you’re looking to save on small and frequent purchases, this card is a great choice, offering a 5% discount on the qualifying purchase. Home Depot consumer credit cards do not offer this discount, although they do sometimes offer discounts on certain purchases.
If you need to finance a home improvement project, a Home Depot project loan can be considered for a substantial amount at a competitive fixed rate. This can be a particularly good option if you’re already thinking about purchasing all of Home Depot’s installation materials and services.
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A Home Depot Project Loan is a form of bank financing that acts as a line of credit and loan. Once the loan is approved, you will be given a credit card with a credit limit of between 2,500 and 55,000. After six months, you will repay the loan in fixed installments over seven years.
There is currently 1 business with an improvement center that accepts sponsorship funding. If you’re interested in Home Depots Affirm Funding Support, check out this list of Home Center stores that accept Affirm Funding.
The annual percentage (APR) is the interest on the total amount that you want to pay annually (average over the entire duration of the loan). A lower APR can result in lower monthly mortgage payments. (You can see the APR along with the current mortgage rate.)
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Home Depot Consumer Credit Cards Home Depot Consumer Credit Cards are not Visa or MasterCard, but a retail credit card issued by Home Depot. Therefore, it can only be used at Home Depot and nowhere else. You can also redeem points for airline tickets as part of The Home Depot’s rewards program.
You can also use Home Depot store credit to make online purchases, as long as the store credit has a PIN and is issued by a US Home Depot store. Home Depot gift cards and store credits are also available for purchase at any Home Depot store or online at
Here’s how The Home Depot’s price comparison (also called Low Price Guarantee) works: If you find a current lower price for an identical item in stock at a local retailer when you buy, Home Depot will match the price and beat it with 10% at the point of sale.
Your Home Depot® consumer credit card account is owned and operated by Citi Cards Canada Inc.