Does Costco take food stamps?

Does Costco take food stamps? Yes, Costco accepts grocery stamps for in-store purchases at all of its wholesale stores in the United States SNAP rules apply to Costco just like any other retailer. Costco sells many important products in bulk at low prices.

It takes energy to achieve financial goals like saving about $10,000 a year or retiring with a seven-digit reserve. Because of this, everyone, including low-income families and other disadvantaged groups, should afford a balanced meal and save money by buying in bulk.

Costco accepts grocery stamps at all of its locations across the country. However, they do not accept food stamps at their food courts. Costco does not accept manufacturer coupons or other retail company coupons.

Costco also accepts checks, cash, ATM/debit cards, Costco cash cards, Costco credit cards, and American Express cards.

Only Costco members can purchase items, although they can bring up to two guests plus their children. A Costco membership is good for a period of 12 months and is available to eligible individuals 18 years of age and older. Membership is valid at any Costco location around the world.

USDA operates the Supplemental Nutrition Assistance Program (SNAP), which distributes grocery stamps to low-income families with EBT cards.

But no one has to spend a lot of money to eat, not even SNAP recipients. One of the best tips for living frugally with a big impact on saving money is to take your cheap shopping list to a discount store and buy in bulk to lower your unit cost per item.

This is where wholesale stores like nearby Costco or Sam’s Club come into play. For millions of Americans who use SNAP EBT cards to add to their vital grocery budget, finding a Costco discount store that accepts grocery brands is a huge victory.

About Costco:

Costco Wholesale is a member-only chain of large retail stores with approximately 560 locations in the United States. Sells everyday items like groceries, household items, electronics, fashion at discounted prices, deep cycle batteries, new tires, and inkjet cartridge refills.

Does Costco Accept EBT Food Stamps?

Yes, Costco accepts EBT cards at all Big box wholesale stores in the US for in-store purchases. However, you can only buy SNAP-approved items at Costco.

The only commitment is that you must be a member to take advantage of Costco’s discounted offers and other benefits. You can start with the Gold Star membership for $ 60 / year. The good news is that the savings are huge and the annual membership fee should pay itself.

You cannot take advantage of your EBT benefits at because it is not part of the state EBT pilot program. The program is designed to allow SNAP recipients to purchase groceries online using EBT cards. You cannot order grocery deliveries or order for store pickup. Additionally, Costco does not accept SNAP at the food court or at Costco gas stations.

If you want to order food online from Costco, consider using another payment method, such as cash or a valid debit card. Alternatively, you can order food to pick up from grocery stores like Amazon that accept EBT for delivery or grocery pickup.

Costco regulars love low retail prices on mass-produced items, especially when it comes to finding everything they need in one quick purchase. When you pay Costco’s annual membership fee, you can access affordable prices for everything from groceries to a new TV.

When you think of these great deals at Costco, you might also wonder if they accept EBT.

All Costco stores accept EBT. Costco adheres to state laws when it comes to what you can and cannot buy with your EBT card. While you can use your EBT card to stock up on groceries, you can’t use it at the Costco food court, at Costco gas stations, or to order groceries online.

While you can’t pay with EBT at all Costco locations, your EBT can take advantage of great deals on bulk groceries at a local Costco warehouse.

This article covers everything you need to know about using your EBT card with Costco, from the Costco checkout process to ordering groceries online.

What Costco Payment Methods are accepted?

Costco accepts EBT cards and many other payment methods if your belongings are not eligible for SNAP.

Costco’s payment methods accepted at its stores include cash, all Visa cards, traveler’s checks, current members’ personal and business checks, Costco store cards, EBT cards, PIN debit cards, and the Costco Anywhere Visa card. From Citi.

Mobile payment methods such as Apple Pay, Samsung Pay, and Google Pay are also used for in-store methods.

Costco gas stations accept restricted payment methods such as Costco Shop Cards, most PIN debit and ATM cards, Railcars, Citi Costco Anywhere Visa Card, and all Visa cards.

Costco payment methods accepted at are MasterCard, all Visa cards, Costco Shop cards, PIN debit / ATM cards, Citi’s Costco Anywhere Visa card, and Discover cards, including JCB and Diners Club.

Stores do not accept American Express gift cards, money orders, or third-party checks.

Frugal Reality Tip: It’s always good to be prepared for an alternative payment method when shopping. In case you want to buy SNAP restricted items like pizza or are buying more than your credit.

How to Use EBT Card at Costco?

Using your EBT card at Costco is like using your debit and credit card with a chip. The card is just one type of debit card that the government uses to deliver grocery stamps and other government benefits to low-income families.

As soon as you are approved for SNAP food stamps, SNAP will open an account in your name to which your SNAP credit will be recharged each month. To make it easier for you to spend and access your SNAP benefits, an EBT card is provided that is locked with a secure 4-digit PIN to prevent the use of a stolen credit card.

When you’re done shopping at Costco, proceed to checkout and swipe your card like a regular debit card. You will be asked to choose your preferred payment method. Select EBT and enter your 4-digit PIN to authorize the purchase. You cannot use your EBT debit card without a PIN.

If your order contains items prohibited by SNAP, the transaction will be declined. In this case, ask the cashier to divide your order into different payment methods. For example, use your SNAP card first to pay for SNAP-eligible items, then use any other accepted payment method, such as cash or checks, to cover the rest of the order.

Using your EBT card to pay for food at Costco is a relatively straightforward process. However, if you buy both groceries and non-food items (such as household items, diapers, or vitamins), you must pay for all the food items in your order first.

You may need to pay for both orders separately or ask your cashier to split the payment method for your order.

If you have cash on your EBT card and you are using your cash account, the card will not deduct food from your SNAP account. Instead, the full order amount, including the cost of SNAP-eligible groceries, will be deducted from your cash account, leaving you with less money to pay for non-food items until your benefits are renewed.

With this you can follow these steps to pay with your EBT card at Costco.

After your cashier rings your purchases, swipe or enter your card at the point of sale (POS) and enter your PIN.

Tell your cashier which account (SNAP or Cash) your order should be debited from.

If necessary, re-enter your PIN using the POS keypad to confirm the recharge.

In some cases, a supervisor or manager may ask you to show photo identification to confirm that the card is in your name.

Once you have made the payment, the amount of your purchase will be deducted from your SNAP account or cash.

Always save your receipt to make sure all information is correct and to avoid possible incorrect charges. Your current account balance will also be noted on your Costco receipt.

Can You Use EBT at Costco Food Court?

According to SNAP rules, you cannot use EBT at the Costco food court. SNAP limits the use of SNAP funds for hot and prepared meals at the point of sale.

It is not eligible because that is what Costco Food Court sells. Also, you can’t use your SNAP card to get refunds at Costco stores. However, you can get a refund of up to $60 at Costco with a debit card at checkout.

There are exceptions to this rule. For example, SNAP allows individual states to expand SNAP with the Restaurant Meal Program (RMP). The program is not for everyone but is used for seniors, the homeless, and people with disabilities who cannot cook or who cannot bring and prepare meals at home. To date, only about six states have an approved RMP program.

You can only use an EBT card at the Costco Food Court if you live in a state that participates in the Restaurant Food Program and qualifies for the RMP based on your state’s requirements.

You can also use your EBT card to eat out at Costco if your EBT card gives you other government benefits, such as Temporary Assistance for Needy Families (TANF). If so, you can withdraw benefits at any QUEST ATM that spends $ 5, $ 1, $ 50, or $ 100, get cash back at Costco, at the stores that return the most cash, and pay for food at Costco food court. Otherwise, avoid the food court.

What Can I Buy at Costco with EBT?

Costco offers a variety of products from household items, discounted shoes, groceries, cheaper and trendy clothes, good college student laptops online at discounted prices, and save money on diapers. But don’t think that with an EBT card you can go to a Costco store and enjoy the luxury. That would defeat the purpose of SNAP.

Although Costco accepts EBT for in-store purchases at all of its wholesale stores in the United States, it is restricted by SNAP rules. You can only use your EBT card to buy SNAP approve products from Costco. They are staples that you can take home and cook as part of a balanced meal.

Here is a list of SNAP-eligible items you can buy at Costco using EBT:

  • Fresh, frozen and canned fruits and vegetables
  • Seafood such as fish, shrimp, shellfish, lobsters and other
  • seeds and plants that you grow at home prepare food for the family
  • pork products such as sausages, chops, bacon and steaks
  • dairy products such as milk, cheese and yogurt
  • bread and cereals
  • edible oils such as olive oil, coconut and vegetables
  • poultry products such as chicken and eggs
  • soft and energy - Drinks like Red Bull, Pepsi, Sprite, including
  • Red meats such as steak, ribs, ground beef and more
  • Desserts such as brownies, cookies, ice cream, etc.
  • Candy
  • Cookies and Chips

You can also use your EBT card to make protein powder and buy pre-packaged shakes or ice cream.

What You Can’t Buy at Costco with Food Stamps:

It’s equally important to know what you can’t buy at Costco with your EBT card. Anything that stores next to luxury cannot be purchased with an EBT card. Avoid the following items and departments when shopping at Costco:

  • Alcoholic drinks
  • Tobacco products
  • Vitamins and medicine
  • Cleaning supplies
  • Feminine products
  • Cleaning supplies
  • Household products
  • Pet food
  • Hot or prepared food

Nobody wants the embarrassment of having to return things. So stick with SNAP-eligible items when shopping with an EBT card at Costco.

Always check your EBT card balance before shopping and make sure you have enough balance to cover your purchases. You can easily do this by calling your service center or visiting Quest’s $ 10 ATMs nearby. Otherwise, take an alternate payment method with you when you buy SNAP restricted.

Does Costco Know I’m Paying with EBT Card?

Unfortunately, Costco needs to know when to pay for food with an EBT card. However, that doesn’t mean that everyone in the store knows you’re wearing it.

Let’s start with the cashier:

First you have to tell the cashier which payment method you would like to use to pay for your purchase. Then, you must indicate before you swipe the card if you are paying with SNAP or cash. That way, they can choose the payment option that’s right for you.

Second, the plastic card has large letters on the front that indicate it is an EBT card. If you don’t want to tell the cashier that you are using an EBT card, simply show him the card and he will choose the correct method without telling you. In any case, the teller will still see that he is receiving support from the government.

Regarding the payment system, the records of SNAP-certified retailers are configured to recognize whether an item is eligible for EBT or not. For this reason, if you try to play the system, either by mistake or on purpose, your transaction will be declined. So when telling the cashier that he is paying with an EBT card is embarrassing enough, but worse when he is trying to smuggle SNAP prohibited items at the checkout counter.

The only way to use an EBT card at Costco without being noticed is through the self-checkout counter. There, your card is processed like an ATM card and you don’t have to tell anyone that you are paying with SNAP food stamps. So if your local Costco wholesale has a self-checkout counter, this route should be considered.

Unfortunately, in many states, Costco restricts the use of EBT cards at the self-checkout counter. Therefore, most of the time, you have to endure the small inconvenience that someone, especially the teller, knows that you are receiving assistance from the government.

That is, go ahead and pay with confidence. After all, no one chooses their circumstances. If a hurricane rips through your home and you live on grocery stamps to save your finances, it is not your fault.

Your EBT card should help you buy food and beverages. There are several restrictions to ensure that profits are not used to purchase alcohol, toys, games, or household cleaning products. Instead, you can use your EBT card to buy food and beverages at a Costco store.

You can use the card to buy milk, cheese, bread, muesli, fruits, vegetables, chips and snacks, for example. Are you worried that the card won’t allow you to buy certain items?

If so, you should check with one of the staff members. You can also try calling your local SNAP office. Either way, your EBT card will allow you to purchase a variety of Costco groceries.

Can You Use EBT at Costco Food Court?

Unfortunately, you cannot use your EBT / SNAP benefits to pay for food at the Costco food court. However, if you have cash in your cash account, depending on the SNAP laws in your state, you may be able to use your EBT card to pay for groceries.

According to the Costco Customer Service website, Costco stores accept VISA cards, ATM and debit cards, cash, checks, Costco Cash cards, and EBT cards.

Unlike grocery shopping at Costco, which requires a Costco membership, non-members can eat at the Costco food court at no additional cost.

If your local Costco warehouse has a food court, you can simply place your order without showing your membership card. If your state’s SNAP laws allow it, you can use your cash account to pay for your order, no questions asked.

On the other hand, if you are stuck on a long checkout line and want to place a food court order, you can ask your cashier to add items to your order and pay for the food court items at the main checkout.

After you finish paying, go to the food court and show your receipt to the person at the counter. If you place an order during checkout, you only need to swipe your card for a single transaction.

What Products Can You Buy with an EBT At Costco?

Costco is not the one who limits what you can buy with your EBT. The government sets this limit. The government only pays for certain food products and a certain amount of those products each month.

The main products you can buy are fresh produce, groceries, and other groceries. Some of these items vary depending on where you live. Visit your state’s website for a complete list.

This is because, in addition to federal regulations, each state has its own set of rules for spending by its citizens. Also, taxes and food costs differ from state to state.

How To Use An EBT Card At Costco?

When visiting a Costco store, you will need to bring your EBT card. After all, you want to pay for your items with your EBT benefits.

You cannot buy diapers, vitamins, toys or household products here with your EBT card either. Instead, to get your EBT benefits, you will need to buy food and beverages.

Fortunately, using an EBT card is quick and easy at Costco. Once you’ve done it once or twice, you can always comfortably do it over and over again.

If you purchase ineligible items, you must purchase your groceries separately. Then you must pay for the other items with a different payment method.

First you have to wait for the cashier to replenish your supplies. Once you do this, you will be given a grand total. Show your card at the cash register system. You can inspect or swipe your card.

You will be asked to enter your PIN. You must tell the cash register if you want to use your SNAP benefits or cash. You may need to re-enter your PIN to complete the charge.

Don’t be surprised if they ask for your photo ID. Supervisors or managers sometimes require a photo ID to make sure you are eligible to take advantage of the benefits.

After check-out is complete, the order amount will be deducted from your SNAP benefits. It is recommended that you save your receipt so that you can dispute the incorrect charges.

Why Choose Costco?

Many people love to shop at Costco because the store has huge advantages. The main benefit will be the prices. Although you will need to be a member, you will likely save money by shopping at your local Costco.

Costco stores tend to have lower prices on many household items and groceries. It also makes it easier for people to buy items in bulk. A Costco membership will be rewarding for many people.

Costco is one of the leading retail chains in the world. Remember that the company requires memberships. If you want to shop at your local Costco, you will need to sign up for a membership.

Unfortunately, you cannot pay for your membership with your EBT benefits. Once you’ve purchased a membership, you can use your EBT card at your local Costco.

You can buy meat, vegetables, fruits and other foods with the EBT card. Costco’s first store opened in Seattle on September 15, 1983. Price Club and Costco merge in 1993.

The announcement came after Price Club owner Sol Price turned down an offer from Walmert to merge with Sam’s Club. Instead, he decided to merge the company with Costco. In the end, the decision was made because Costco had more in common with Price Club than Sam’s Club.

So Costco was a better fit for the company. Initially, the new company was called PriceCostco and the memberships were universal.

Today the company is called Costco. Costco serves many countries, including Australia, Canada, Japan, Mexico, South Korea, France, Iceland, and the United States. It has 804 locations and is growing rapidly.

Costco to accept food stamps at 2 NYC stores:

The news came a week after the New York auditor asked the warehouse club operator to accept grocery stamps in its stores due to tough economic times in the United States.

The two Costco locations in Queens and Brooklyn were selected as pilots for the trial due to the high percentage of grocery brand recipients in the surrounding areas, the company said in a statement.

If the test meets Costco member requirements for this form of payment and does not affect the efficiency of initial operations, Costco will open its future locations in New York City accepting grocery stamps.

In a letter to Costco, New York Attorney General Andrew Cuomo said Wednesday that the retailer’s refusal to accept grocery stamps at its future East Harlem store violates the community development benefits received from the project.

Cuomo also warned that he would take legal action against Costco if he did not change his policies and agree to accept grocery stamps when he opens the new East Harlem store.

Supplemental Nutrition Assistance Program (SNAP) payments, commonly known as grocery stamps, help the poor buy food.

Costco competitor BJ’s Wholesale Club BJ.N and discount store Family Dollar Stores Inc FDO.N accept grocery stamps.

What Is An EBT?

EBT is an acronym for “Electronic Benefits Transfer,” which is a form of payment. This payment method is only available after you have qualified to receive an EBT. You will qualify if you do not have enough income to support your family and the state will award you a scholarship.

Another name that many refer to as EBT is Food Stamps, which is part of the SNAP family support program. There are certain products that you can buy, but the list is quite long. It is easier to understand what you cannot buy than what you can.

How Do You Use An EBT?

These days, EBT or food stamps are pretty easy to use. Once you are approved for these benefits from the government, you will be issued a card that works in a similar way to a debit or Visa card.

This card is linked to something similar to a bank account in which a certain amount is deposited each month that you can use to buy food.

You will receive access data for inspection and you must also assign a PIN so that only you can use the card. It is important that you only share this information with people in your family.

You can withdraw some cash from this account if you have the option to withdraw the cash at the till, but it doesn’t always work. There are other ways to use EBT, but this is the main way to use it.

For more information, you can also check out my guides on Using Coupons at Costco, Costco Senior Discounts, and Costco Military / Veteran Discounts.

What is the Costco EBT Return Policy?

All SNAP approved retailers must follow SNAP rules. The same return policy applies to recipients as to all other customers. They should not be favored, but not discriminated.

Therefore, there is no separate Costco EBT return policy. That would amount to discrimination. Instead, Costco EBT customers are subject to the same return policy as everyone else. Because Costco offers a 100% satisfaction guarantee, you can return all products to any Costco warehouse.

Your return will continue to be processed with or without receipt. An EBT cardholder can return anything and take advantage of Costco’s generous business policies.

Does Costco Accept Cal fresh?

Yes, Costco accepts Cal fresh. Cal fresh benefits are not separate from SNAP. That’s the name of SNAP in California. Because Costco accepts SNAP at all of its US locations, all Costco California locations accept Cal fresh.

In fact, 23% of all Costco warehouse locations are in California with approximately 131 stores. So if you live in California, you can spend your Cal fresh benefits on eligible Calfreshe products anywhere.

Costco Take EBT SNAPS Summary:

Costco accepts grocery stamps at all of its 558 stores in the United States. It’s a great shopping destination for bulk purchases, especially for bargain hunters and SNAP recipients with large families.

You can only use EBT to purchase SNAP approved items from Costco. Unless you live in a state that participates in the Restaurant Meal Program (RMP) or receives other state aid such as TANF, you cannot use an EBT card at Costco Food Court. Additionally, Costco does not accept EBT for ordering online or at Costco gas stations.

Always check your EBT card balance before purchasing and use an alternative payment method. If you later run out of SNAP credit or want to buy some SNAP-restricted items, you have an additional payment option.

You can also return EBT to Costco. EBT returns are subject to the same return policy and you enjoy a 100% satisfaction guarantee like everyone else. Check out our dedicated article on Walmart return hours and policies.

Costco is not a 24-hour business and is closed on major holidays to allow employees to rest and spend quality time with their families.


Frequently Asked Questions

Q1. Do Cashiers Know When You Use EBT?

When you swipe your EBT card at the checkout to make a purchase, most cashiers will call all of your items first before requesting your payment information.

You will then be asked if you want to pay with another payment method, such as cash, check, Visa, etc. A code is entered at the cash register that notifies the cashier that you want to pay for these items with your EBT cards. The cashier will be trained to inform you that checks or credit cards are not accepted when using your EBT card at checkout.

Q2. Can you use food stamps at Costco?

Costco Will Accept Food Stamps Nationwide Costco said it will accept food stamps nationwide as part of an expansion of a New York program announced in May after local politicians lobbied the company.

Q3. What restaurants take food stamps?

Four states of Arizona, California, Florida, and Michigan now allow the use of food stamps in restaurants, USA Today said. The newspaper reported on state lobbying records showing that Yum! Brands whose restaurants include Taco Bell, KFC, Long John Silver’s, and pizza huts

Q4. Does Fred Meyer take food stamps?

FRED MEYER 00377 is a store that accepts your OREGON food stamps. People who receive grocery brand benefits can go to this store as they would accept their OREGON SNAP benefits

Q5. Does Costco accept SNAP benefits?

Well, the answer is yes, you can! All Costco locations across the country accept EBT cards as a method of payment. To redeem Supplemental Nutrition Assistance Program (SNAP) benefits at Costco with your EBT card, simply select the items you want to purchase as usual and pay at one of the available point-of-sale terminals.

Q6. Does Costco Take EBT Online?

No, it is not possible to purchase items on the Costco website with your savings on these cards.

Q7. Can you use your EBT Card at Costco’s Food Court?

At the food court, you can use your EBT benefit cards to buy almost everything sold there. The only products that cannot be purchased with an EBT card are cigarettes and alcohol.

Q8. Can I use my EBT card at Costco self-checkout?

You can buy anything else sold in the warehouse, including groceries, soft drinks, health and beauty products, photographic services, gasoline, pharmacy optical services, stationery, jewelry, watches, fax services, suitcases, travel agendas, t-shirts, sweatshirts, hats, ties, etc.

Q9. What Products are Restricted with an EBT at Costco?

There are still some products that are restricted when using an EBT card such as gift cards, CVS photo prints, VUDU movie codes, digital movie codes, Coca-Cola Freestyle fountain drinks, Snapple Iced Tea, Vitamin Water, Muscle Milk, Protein shakes, cigarettes, and alcohol.

Q10. What can you buy with EBT at Costco?

You can buy almost anything that is sold at the store using your EBT cards to make your purchases.


Costco members benefit from low prices on household items, large quantities, and more. Currently, Costco membership dues range from $ 60 to $ 120 for an annual membership, depending on the benefits you are looking for. Fortunately, Costco accepts EBT for membership cards, allowing households with grocery stamps to enjoy annual rewards and additional discounts at Costco stores.