Definition of Credit analyst:
Credit analysts are typically employed by commercial and investment banks, credit card issuing institutions, credit rating agencies, and investment companies.
A credit analyst is a financial professional who assesses the creditworthiness of securities, individuals, or companies. Credit analysts determine the likelihood that a borrower can repay their financial obligations by reviewing the borrower's financial and credit history and determining whether the state of the subject's financial health and the economic conditions are favorable to repayment.
A professional individual who focuses on studying a company or individuals financial information for the purpose of obtaining credit or loans. This person will make a determination of the company or individuals overall creditworthiness.
A person employed to assess the credit rating of people or companies.
How to use Credit analyst in a sentence?
- The credit analyst, fund administration, settlements and shared services are all transferable because countries operate on the same system,’ she said.
- A credit analyst analyzes investments to determine their potential risk for the investor.
- Credit analysts examine financial statements and use ratios when analyzing the financial history of a potential borrower.
- Credit analysts are typically employed by commercial and investment banks, credit card issuing institutions, credit rating agencies, and investment companies.
- For debt issuers and their instruments such as bonds, credit analysts assign scores based on letter grades such as AAA, AA+, BBB, or junk, which is below investment grade.
Meaning of Credit analyst & Credit analyst Definition