Definition of Coverage trigger:
Insurance companies use coverage triggers to ensure that the policies they underwrite only apply when specific events occur. They do this to ensure that they only pay claims under certain circumstances, though this can shift the burden of proving that a policy should apply to the insured.
A coverage trigger is an event that must occur in order for a liability policy to apply to a loss. Coverage triggers are outlined in the policy language, and courts will use different legal theories pertaining to triggers to determine whether policy coverage applies.
A means for determining if a policy covers a claim.
Meaning of Coverage trigger & Coverage trigger Definition