Concurrent causation

Concurrent causation,

Definition of Concurrent causation:

  1. A loss brought about by at least two events. In recent years, concurrent causation has been controversial as one event may be covered but the other not covered.

  2. In insurance, concurrent causation happens when a property experiences a loss from two separate causes when one has policy coverage, and the other does not. Depending on the specific situations, the type of policy in effect, and the state court in which disagreements will be heard, the damages from both causes are likely to be covered. Concurrent causation may also be a factor in liability insurance policies. .

  3. Concurrent causation is a method used in insurance claims for handling losses or damages that occur from more than one cause. The roots of concurrent causation stem from court rulings and opinions, which form a body of legal precedent, which becomes useful when parties in a dispute require the decision of a court.

How to use Concurrent causation in a sentence?

  1. Many insurance policies today contain anti-concurrent causation (ACC) clauses that protect an insurer from paying out the same claim more than once, but which can be detrimental to some policyholders.
  2. Concurrent causation refers to identifying a loss that results from multiple causes; for instance, a windstorm that causes roof damage that also leads to rainwater damage, which in turn cases mold.
  3. While common in property and casualty policies, ACC clauses are also found in liability insurance policies.

Meaning of Concurrent causation & Concurrent causation Definition

Concurrent Causation,

What is Concurrent Causation?

  • (1) The idea of ​​a criminal act which imposes a joint responsibility and liability on two or more parties, if their common negligence causes the same harm. ()) In property insurance, the term refers to situations in which there is a mixture of insured and assessed risks that together (sequence or uniformity) cause the same material loss. In the early 1980's, a lower court in California misapplied the concept of misrepresentation to the interpretation of the basic insurance policy, concluding that, in the event of a compensation claim, the property insurance company Covers. . . As a result, these courts refuse to apply for flood or earthquake relief when non-emission factors contribute to the damage, such as: b Contractor zoning or negligence decisions. In response, insurers have resorted to the so-called Anti-Competitive Language (ACC) for homeowners, commercial properties and other forms of traditional insurance policies to counter this mentality. ()) In liability insurance, the term is sometimes used to indicate a situation in which two or more reasons are brought against the insured in the claim, each of which is the liability of the insured. Enough to risk. However, some reasons are covered and others are not. In this case, the insurer will have to defend all claims.

  • Definition of Concurrent Causation: Simultaneous causes occur when an event is the result of multiple causes. In the case of insurance, losses and damages can occur at the same time, so you can pay your losses to the sick if one reason is the insured risk and the other is not. However, it is customary for the insurer to pay compensation if one of the relevant reasons is insured.

  • Concurrent Causation definition is: A concept began in California, where courts found that while hazards such as earthquakes or floods were clearly excluded from coverage, there were no other hazards, such as the construction of faulty dams. Apply. To eliminate this, insurance companies have included simultaneous reason rebates in their policies, not only resolving the issue of simultaneous reasons, but also eliminating the one-time coverage offered in all cases. ۔ Meanwhile, California courts have established a common cause theory, but insurers have failed to remove the waiver.

  • Definition of Concurrent Causation: The legal theory that property damage occurs for two reasons, one excluded and the other safe, provides protection.

  • Material loss due to two or more risks covering only one claim, but both are paid by the insurance company for simultaneous claims.

Literal Meanings of Concurrent Causation


Synonyms of Concurrent

coincident, synchronous, contemporaneous, simultaneous, coinciding


Meanings of Causation:
  1. Action does something.

Sentences of Causation
  1. Investigate the role of nitrates in cancer

Synonyms of Causation

engendering, causing, kindling, initiation, origination, triggering, creation, causation, production, occasioning, prompting, inspiration, inception, spawning, making