Combined Loan-To-Value Ratio (CLTV Ratio)

Combined Loan-To-Value Ratio (CLTV Ratio),

How To Define Combined Loan-To-Value Ratio (CLTV Ratio)?

Combined Loan-To-Value Ratio (CLTV Ratio) refers to Combined Loan Value Ratio (CLTV) is the ratio of all secured loans to the value of the property. Lenders use the CLTV index to determine the risk of a buyer default when using more than one loan.

  • CLTV is similar to LTV, but involves the value of the mortgage or property, not just the first mortgage.
  • Lenders consider CLTV fees when determining if a homebuyer can buy a home.
  • The 2008-2009 housing bubble highlighted the importance of monitoring the CLTV index.

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Literal Meanings of Combined Loan-To-Value Ratio (CLTV Ratio)

Combined:

Meanings of Combined:
  1. Collect or combine to form a single entity or substance.

  2. Let's come together for a common goal.

  3. A group of people or companies that trade with each other for commercial purposes.

  4. Harvesting with combine harvester.

  5. A ■■■■■ combine.

Sentences of Combined
  1. Mix flour with margarine and salt.

  2. Groups of teachers come together to solve different problems.

  3. The largest collection of food and personal care products in the world.

  4. A collection of ten hectares of linseed

  5. The project was set up to determine the effect of rotary and conventional combinations on grain quality.

Synonyms of Combined

blend, link up, collaborate, pool resources, band together, alloy, throw in one's lot, intermingle, team up, bind, band, join forces, pool, go into partnership, join together, unite, synthesize, go into league, mingle, bond, form an association, incorporate, integrate, mix, affiliate, club together

Loan:

Meanings of Loan:
  1. Loan (amount of cash or goods)

  2. Something has been borrowed, especially the amount of money to be paid with interest.

  3. Streets or narrow roads, especially those leading to open ground.

Sentences of Loan
  1. The word processor was borrowed from us from the theater.

  2. Borrowers can apply for a 84,000 loan.

Synonyms of Loan

advance, allow, credit, lend, give credit

To:

Meanings of To:
  1. Express movement (specific location)

  2. Proximity or limit (certain conditions)

  3. Identify the person or thing in question.

  4. It shows that two things are connected.

  5. Annoying or potentially annoying (some, especially some abstract)

  6. Used to add another item to the competition.

  7. Close or shut down.

  8. It is used with the basic form of the verb to indicate that the verb is infinite.

  9. It is used without following the verb when the missing verb is clearly understood.

Sentences of To
  1. Get out of the mall

  2. Christopher's expression turned from surprise to joy.

  3. You're too bad for that

  4. Married cousin John

  5. He had tied his motorcycle to the fence.

  6. This is nothing compared to before.

Synonyms of To

tight, so as to approach, so as to near, firmly fixed, secured, fastened, secure, to, toward, in the direction of

Value:

Meanings of Value:
  1. Financial value of value (some)

  2. See (someone or something) important or helpful that you really value.

  3. Consider that something deserves its meaning, value, or usefulness.

  4. A person's principles or behaviors determine what is important in life.

  5. Numerical quantity is indicated by the algebraic term, quantity, quantity or number.

  6. The relative duration of the sound represented by a note.

  7. Relatively light lightness or darkness of a certain color.

Sentences of Value
  1. It is estimated to cost 45,000.

  2. He began to respect your privacy and freedom.

  3. Your cooperation is invaluable.

  4. Internalize your parents' principles and values.

  5. Rhythm values ​​are quarter notes, eighth notes, and quarter notes, and the first course uses only the ■■■■■■■■■■■■■ pattern.

  6. In either case, the reference to the order depends on its previous use and the value of the word.

  7. As the landscape unfolds, the artist uses neighboring color values.

Synonyms of Value

merit, set a price on, point, ethics, favourite, sense, moral principles, standards, code of behaviour, cost, price, usefulness, rate, assess, assistance, gain, practicality, helpfulness, desirability, benefit

Ratio:

Meanings of Ratio:
  1. A quantitative relationship between two quantities that indicates how many times one value contains or is included in another.

Sentences of Ratio
  1. The male-female employment ratio is 8 to 1

Synonyms of Ratio

comparative number, proportion, balance, correlation, comparative extent, correspondence, quantitative relation, relationship

Combined Loan-To-Value Ratio (CLTV Ratio),

Combined Loan-To-Value Ratio (CLTV Ratio) means,

  1. Combined Loan-To-Value Ratio (CLTV Ratio) means: The Common Loan to Value Ratio (CLTV) is the ratio of the value of the property to all secured loans for a property. Lenders use the CLTV index to determine the potential buyer's risk of default when multiple loans are repaid.

    • CLTV is similar to LTV, but it covers any mortgage or mortgage, not just the first mortgage.
    • Lenders use the CLTV index to determine if my buyers can pay me.
    • The 2008-2009 housing bubble highlighted the importance of monitoring the CLTV index.

Literal Meanings of Combined Loan-To-Value Ratio (CLTV Ratio)

Combined:

Meanings of Combined:
  1. Melting or melting in a single being or substance.

Sentences of Combined
  1. Mix the flour with the margarine and salt.

  2. Combining ten hectares of linseed

Synonyms of Combined

merge, commingle, coalesce, marry, gang up, band (together), meld, link (up), amalgamate, form an alliance, compound, cooperate, come together, consolidate, fuse, unify, join (together), homogenize, get together, intermix, put together

Loan:

Meanings of Loan:
  1. Something has been borrowed, especially the amount of money that must be paid with interest.

  2. Lending (money or goods).

  3. Narrow streets or paths, especially those that lead to open ground.

Sentences of Loan
  1. The computer was borrowed from the theater.

Synonyms of Loan

moneylending, sub, receive/take on loan, debenture, give on loan, lease, use temporarily, ask for the loan of, let out, overdraft, borrow, hire, advancing, give someone the loan of, let someone have the use of, lending, charter, mortgage

To:

Meanings of To:
  1. Move to (a specific place).

  2. Perspective or scope (special circumstances).

  3. Debt is taken into account before entry.

  4. Used to indicate with the root form of the verb that the verb is infinite.

  5. So off or almost off.

Sentences of To
  1. You are very rude to him.

Value:

Meanings of Value:
  1. Deciding what is necessary in a code of conduct or standard of living.

  2. Seeing (someone or something) as important or useful for having a good opinion.

Sentences of Value
  1. The artist uses the values ​​of the neighboring colors as they come under the landscape.

Synonyms of Value

cherished, moral values, treasured, appreciated, worth, hold dear, set (great) store by, hold in high regard, put/set a price on, standards of behaviour, mileage, utility, cost (out), respected, avail, good, prize, admire, appraise, special, estimate

Ratio:

Meanings of Ratio:
  1. The quantitative relationship between two quantities indicates how many times one value contains or contains another.

Synonyms of Ratio

quotient, fraction, comparative number/extent, percentage