Cheap Full Coverage Auto Insurance in Texas

Are you in Texas? If yes, then you are lucky because there are many companies that are offering cheap full coverage auto insurance in Texas.

HTD analyzes all insurance companies in Texas to find the cheapest companies that are offering the cheapest full coverage auto insurance in Texas. Although many things are high in Texas, you can get the cheapest full coverage auto insurance. The difference between the cheapest and highest insurance rate is $1879/year, so that’s why people should look around for the valuable rate in the market.
There are companies in Texas that offer cheap full coverage auto insurance. So, let’s get started with ado.

List of Cheap auto insurance companies in Texas:

Few companies are offering cheap auto car insurance. Let’s look at the table given below.

No Name of Company Average Annual premium
1 USAA $403
2 Nationwide $1112
3 Geico $940
4 State Farm $617
5 Allstate $1395

USAA is at the top, but it is only for a military person, not for civilians.

Rating of Companies:

This rating is based on customers’ view that shows which company is better among them all.

No Name of Company Ratings
1 USAA :star: :star: :star: :star: :star::star:
2 Geico :star: :star: :star: :star:
3 Nationwide :star: :star: :star: :star:
4 Allstate :star: :star: :star:
5 State Farm :star: :star: :star:

Now, discuss the detail of the companies listed above. Let’s have a look at the details given below.


Founded in 1922

Website URL:

USAA stands for the " United States Automobile Association" that gives cheap car insurance. It considers the customer as the member. To get the membership, you need to qualify for the membership. For membership, you must be an active member of the military, retired veteran, a member spouse, and son or daughter. So we can say that it is only for military personnel. It offers the amount for the full coverage car insurance $1023, which is the cheapest among all.

Company Minimum Coverage Full coverage
USAA $415 $1023


Founded in 1936

Website URL:

The company is for government employees and mainly for the farmers. It is created for Government employees, as we discussed above, that the USAA is for military people. Geico is for the civilians so they can get benefits from this company. In 1956, the student invested in the Geico. It offers the amount for the full coverage car insurance $1198, which is the cheapest among all. The aim of the company is to increase the reach and the number of users in the company. It uses many slogans, but their famous slogan is “15 minutes could save 15 percent or more.” This becomes more prominent and popular . This slogan means that life is important than anything else.

Company Minimum Coverage Full coverage
Geico $478 $1198

State Farm:

Founded in 1922


The name explains the aim of the company; it is for the farmers and other civilians. In 1922, when the farming is not producing enough income, the Farmer created a State Farm. It gives the amount for the full coverage car insurance $1511, which is the cheapest among all.

This company provides insurance to the automobile of farmers. The owner expands its business in many aspects. They add millions of insurance policies to the company policy.

Company Minimum Coverage Full coverage
State Farm $624 $1511


Founded in: 1925

Website URL:

It is providing insurance to rural farmers. The company first expanded to the west, then to the east and all over the world. It is also known as stock car racing. It is providing all the services to the client. Now, Nationwide is the largest company in financial status and providing services all across the world. It is providing services in cars, boats, motorcycles, and other economic issues.


Founded in 1931

Website URL:

It was the first company that uses the age of the car to provide insurance. It aims to offer cheap car insurance to the people. People are pleased with its services because of its claim, but the company has not the highest rank. It gives insurance to the people and other civilians instead of military people, just like the USAA. You can get a quote in a blink of an eye. Your data is in protected hands. In case of any sudden accident, you can get the amount to survive in that condition.

So, get a quote without any difficulty and problem.

Cheap auto insurance by city:

Now, let us discuss the rate of auto insurance by the city in Texas. The cheapest city is San Angelo in terms of average insurance rates, and the expensive city is Houston.

No City Average Annual premium
1 San Angelo $729
2 Wichita Wash $789
3 Midland $798
4 Abilene $804
5 Temple $812

Frequently Asked Questions

Who has the cheapest full coverage auto insurance?

Many companies offer the cheapest full coverage auto insurance is as follows.

No Name of Company Amount
1 Liberty Mutual $1778
2 Progressive $1766
3 USAA $1023
4 Geico $1198

How much is the full coverage car insurance in Texas?

You can get the knowledge of the average car insurance rate in Texas is $152/ month or $1823 per year for a driver having age 30 years old. That is $65 more than the average of national insurance. So you can get the cheapest quote as compared to the expensive one.

Can I drop full coverage auto insurance?

Most states require a specific type of insurance for their cars. You can drop full coverage auto insurance if you want. You must know the importance of full coverage insurance of cars and the heavy vehicles are often cheaper to insure.

How can I get full coverage for cheap?

If you are facing a problem in getting cheap full coverage for automobiles, then you should try these tips given below. It may help you to get a better and cheap insurance policy for your car.

Step 1:

Select “ Pay in Full” instead of “ Pay monthly.” By doing this, you will save the bundle of amount

Step 2:

Now, increase your deductible from $500 to $1000.

Step 3:

Click on “Talk to an Advisor” and ask what you can do to get cheap insurance for the car.

Now, you can easily get cheap car insurance for your car.

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