Bank lending survey,
Definition of Bank lending survey:
A bank lending survey a questionnaire circulated by a country's central banking authority to help clarify their understanding of the overall lending environment. Typical bank lending surveys include questions about the number of loans made, the interest rates on loans, demand for new loans, default rates, differences between commercial and retail lending, and information on a bank's existing loan and financial portfolios. Surveys are typically circulated quarterly, but may be circulated more or less frequently depending on a central bank's role in regulating lending and the overall state of the economy.
In the United States, the Federal Reserve circulates its primary bank lending survey quarterly, with the results being used to help shape the Federal Reserve's overall monetary policy. Participating banks typically have two weeks from the receipt of a survey to complete and return. Summaries of the questions and answers can be viewed online at the Federal Reserve's official website.
A questionnaire circulated by a countrys central bank to obtain information on the current lending environment. The survey may ask about such things as the number of loans made, interest rates, and default rates. In the U.S. the Federal Reserve conducts quarterly bank surveys to help shape monetary policy.
Meaning of Bank lending survey & Bank lending survey Definition