Annual percentage yield (APY)

Annual percentage yield (APY),

Definition of Annual percentage yield (APY):

  1. Unlike simple interest, compounding interest is calculated periodically and the amount is immediately added to the balance. With each period going forward, the account balance gets a little bigger, so the interest paid on the balance gets bigger as well.

  2. The annual percentage yield (APY) is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest.

  3. Standardized method for quoting compounded interest earned on a deposit account or investment. In computing APY, it is assumed the funds will remain on fixed deposit or invested for a full 365-day period.

How to use Annual percentage yield (APY) in a sentence?

  1. The more often interest is compounded, the better the return will be.
  2. APY is the actual rate of return that will be earned in one year if the interest is compounded.
  3. Compound interest is added periodically to the total invested, increasing the balance. That means each interest payment will be larger, based on the higher balance.

Meaning of Annual percentage yield (APY) & Annual percentage yield (APY) Definition

Annual Percentage Yield (APY),

Annual Percentage Yield (APY) Definition:

  1. After calculating the effect of compound interest, the annual percentage return (APY) is the real return on the economy or investment.

    • APY is the actual rate of return that will be earned in a year if the interest rate is raised.
    • Comprehensive interest is regularly added to the total investment, which increases the balance. This means that each interest payment is higher in terms of higher balance.
    • The more flowers that come together, the better the result.

  2. Total annual return on investment, taking into account the formation of interest rates. It allows you to compare different interest contracts, showing returns as an annual percentage.

  3. Meaning of Annual Percentage Yield (APY): All amount of interest paid by the bank (checks, savings, CDs, IRAs) to your deposited account during the year. Includes interest on the amount deposited in the account plus compound interest for the year.

  4. A simple definition of Annual Percentage Yield (APY) is: Annual Percentage Return (APY) is the total interest earned on your savings or investment account in a year, including the effect of compound interest.

Literal Meanings of Annual Percentage Yield (APY)


Synonyms of Annual

once-a-year, yearly, every twelve months


Meanings of Percentage:
  1. Fees, numbers or hundreds.

Sentences of Percentage
  1. The proportion of cesarean sections in the hospital is 3% higher than the national average

Synonyms of Percentage

mark, rating, grade, percentage


Meanings of Yield:
  1. Prepare or deliver (natural, agricultural or industrial products)

  2. Make room for discussion, demands or pressure.

  3. (Mass or structure) arises under force or pressure.

  4. Total number of agricultural or industrial products.

Sentences of Yield
  1. The country produces alcohol and tobacco

  2. Western powers are now abandoning when they must retaliate

  3. Enter the house when the door opens

  4. Poor milk production

Synonyms of Yield

submit, haul in, surrender, relent, net, give in, bring in, bear, lay down one's arms, pull in, return, supply, give, afford, climb down, earn, contribute, realize, capitulate, show the white flag, fetch, admit defeat, knuckle under


Meanings of APY:
  1. Percentage of annual profit (interest on funds deposited)

Annual Percentage Yield (APY),

Annual Percentage Yield (APY) Definition:

Percentage that reflects the total amount of interest paid to the deposit account based on the interest rate and the frequency of the pool 365 days a year. See related questions about interest accounts, savings accounts and Certificate of Deposit Certificate (CD).

Literal Meanings of Annual Percentage Yield (APY)


Synonyms of Yield

concede defeat, back down, quit, be pliant, provide, give up the struggle, gather in, bestow, flex, produce, generate, pay out, raise the white flag, be flexible, bend, furnish, accept defeat